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               K R I S T E N' S    C O L L E C T I O N
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Jill's Lesson
by Tamed One (rchallingsworth@yahoo.com)
Quick edit by djknr 

***

A story about a woman who went too far into hock and 
how she had to get out of it. (Mdom/F, intr, preg)

***

It all started about two years ago. I am a 23 year old 
married housewife. My husband Jeff and I have been 
married for three years now. Jeff works away and is 
only home on weekends if that. That leaves me with a 
lot of time without my husband and I was going insane. 
We had just bought a new house and money was tight so I 
stayed home all week and stared at the walls. 

I would get these credit cards in the mail all the 
time. All I had to do was sign them and I could use 
them. I threw them away until one day I just needed to 
get this new outfit I had seen at Fredrick's. I had no 
cash so I sent the card in and I had a credit line. I 
went and bought my outfit plus a lot of other outfit 
to. I went through the card in no time, so I got 
another, then another, and so on. 

One day I got a hand full of bills in the mail with no 
way to pay them. If I told Jeff, he would kill me. I 
had to pay them somehow, so I got another card to pay 
some others off. This went on for a while until I ran 
out of cards. I became a bad credit risk. Some of the 
companies where threatening to take our house. I had to 
find a way to pay these bills off without Jeff finding 
out.

I was out for a walk trying to think of a way to get my 
ass out of this mess and I heard someone say, "Hey 
stranger." 

I looked up a bit startled, and saw Phil, an old school 
friend of mine. He asked me what I was doing and said 
it looked like I was lost. I told him I was thinking. 
He sensed that I needed some help so he asked me if we 
could talk. He suggested that we go to the corner 
coffee shop and see if we can work things out over 
coffee.

The two of us talked about old times for a while to 
loosen up a bit I guess, and then I told him all my 
troubles. Phil said that he worked for a loan company 
and that he should be able to help me out. He told me 
to gather up all my bills and to meet him at his office 
the next day.

The next morning I got up early and dressed up with 
some of my naughtiest clothes so I could make a 
impression on Phil and make sure that he would help me 
out. I chose a pink mini-skirt, white lace top, holdup 
stockings, and 5-inch pumps. I looked hot. Not that I 
needed any help with a 32a-26-28 body. At five foot, 
three and 101 pounds, I would make them beg I figured. 
It took about 45 minutes to get to his office since it 
was in the neighboring town.

His secretary greeted me, and she took me into his 
office. He told me to have a seat and show him what I 
had in bills. He was all work with no mention of 
anything else. I started to worry a little. After an 
hour of him looking over things and making some phone 
calls, he told me that he had some news but not all 
good. Phil said that I owed a little over sixty grand 
and the interest was growing every day. He could not 
help me himself, but that his boss wanted to see me. He 
had an idea that he wanted to run by me.

I waited for Phil's boss to show he took his time in 
seeing me. After an hour and a half, I was told to go 
into his office. I walked in and there was this huge 
black man who told me to shut the door behind me and to 
sit at this chair in the corner. I did as told a little 
scared because he talked in a stern voice. "My name is 
Mr. Owens," he said, "You can address me as such. Now I 
looked your case over and I don't think there is any 
way I can help you." 

I begged him for help. He sat in is chair and smiled 
back at me. "There is one way," he said. "What's that?" 
I asked him in a pleading voice. You have a nice body 
and I would sure like to see it in action. I was 
shocked. I knew what he wanted, but I asked him 
anyway... I'm stupid I guess. 

Mr. Owens walked over to me and told me that he wanted 
to fuck me, and that he wanted me to fuck a special 
person for him. If I did this for him, my bills would 
go away for a while. I was stunned. I wanted to get up 
and leave, but I was in deep trouble. I asked Mr. Owens 
how long I would have to do this. He said that I was 
23, and would look good for another ten years so I 
would work for him till I was 35. He said, "You will be 
my slut for twelve years. In return, I will pay your 
bills off in the twelve years."

"Now, the interest," he said, "I have to collect some, 
so let me think. I know my father is going to be 72 in 
a few months and wants to make a slut of mine pregnant. 
I think that slut will be you. You will become my 
father’s fuck toy for as long as he wants you."

"First, I want to test you... make sure you are a good 
fuck and suck. Stand up and strip." Mr. Owens said. I 
didn't move. He yelled, "Now slut!" I stood up and took 
off my top and he reached out for it. "Now the skirt 
slut." I slipped out of it and handed it to him. "Drop 
the panties slut." I did and handed them to him. He 
locked all my cloths in his desk. 

"Now get your ass up on my desk. I'm going to stuff you 
good." I got up on his desk on my back with my head 
hanging over the end. He pulled his cock out of his 
pants and hit me on the face with it. "Come on bitch, 
make it long and hard." I took it in my mouth and 
started to suck on it. I had never seen a cock like 
this. It was big and fat and it was still only semi 
erect. I was told how to suck him and I did as I was 
told while Mr. Owens played with my tits and fingered 
my pussy. 

"Time to deep throat." he said and pushed into my 
mouth. He would push in and hold it there while I 
gagged on it, then pull out till the tip is all that 
was in, then shove it back down my throat a little 
farther and hold it. He did this till all of his cock 
was in my mouth. I could feel it going down my throat. 

After what seemed forever, he pulled it out of my mouth 
and told me to flip over it was time to split my cunt 
open. He had made me wet so he just pushed in me and 
went in about five inches and stopped. "This is where 
your husband stops. Am I right?" I shook my head and 
got slapped for it. "Say it bitch." "Yes," I said, "my 
husband stopped about there." 

With that he pulled back and pushed forward hard. His 
cock is a good ten inches long and at least three 
inches thick. I found this out later. After a few good 
hard slams into me his balls where slamming into me, 
and I was panting like crazy.

"Now bitch, we have to go over some more rules and 
things while I fuck you to death." He slowed down to a 
steady stroke, pulling almost out then burying it to 
the hilt, slow but sure. "First thing, are you on birth 
control?" he asked. I almost shook my head yes but I 
remembered the last time I shook my head. I said, 
"Yes." 

"Yes what?" 

"Yes Mr. Owens." 

"Who is your doctor?" I told him Dr. Rally.

"Not any more. From now on you go to Dr. Jones, and no 
more birth control. Dr. Jones will clean you out and 
get you on hormones that will make you horny all the 
time. That way, dad will knock you up in no time. I 
think that I will knock you up after you have his baby, 
you slut."

"What about my husband?" I asked Mr. Owens. 

"I own our ass now. He isn't going to knock you up for 
twelve years."

"If I have a black baby, he will say something." 

"That's your problem, not mine. Now shut up. I will 
tell you when to talk. Get on your back. I want to look 
into your eyes when I cum in you. Get your legs up by 
your ears." I did as told and he reentered me hard. 
Pounding into me. 

Then the secretary came into the room. God, I felt so 
embarrassed. She walked up to me and said, "Your 
Doctors appointment is at six this evening, and your 
appointment at the tattoo parlor is at ten tomorrow."

"I don't know a thing about that." I told her. 

Mr. Owens said that I had to be marked as his property 
and that my little bush was going to get the laser 
treatment. There would be no more hair there ever 
again.

Mr. Owens asked his secretary if she wanted to stay and 
watch him break me in. She sat in his chair and watched 
as I got pounded. "Ok bitch, beg for me to cum in you." 

"Please Mr. Owens, cum in me. Fill me up, please." I 
said. 

"Have you had an orgasm yet?" he asked. 

"I have had several." I told him. 

"Never had nigger cock before have you slut?"

"NO sir."

"Get used to it. That's all you get from now on." One 
final push and he pumped his seed deep in me. 

"There, I have one tamed cunt don't I?"

"Yes sir." 

"Good. Now get your cum dripping cunt off my desk and 
get dressed." 

"You have my cloths sir." 

"So I do, and I am keeping them as souvenirs. You can 
wear this pair of shorts I have here and this shirt. 
Now get dressed and get your ass that I own over to Dr. 
Jones. Your no good the way you are now."

I walked across the street to the Doctor’s office. He 
called my Doctor and got my files from him. I had to 
tell Dr. Rally that I was switching Doctors, and to go 
ahead and send Dr Jones the files. He did right away. I 
was given two shots one to kill the effects of the pill 
I was on and the other to get me in the baby mood all 
the time. I had to take three hormone pills a day and 
come in to get a shot every week for a month.

The next day I went to the tattoo parlor and got my 
bush lasered off and a tattoo above my pussy. It said, 
"Property of the BIG O club." To top it off, he pierced 
my clit. I had to hide this from my husband that's for 
sure.

Mr. Owens left me alone for the rest of the week. I had 
to meet him at his father’s on Monday. I was to spend 
the week with him, and to go home on weekends to my 
husband. On some occasions I was to spend the weekends 
there also; parties and things like that.

Monday I was taken to my new home away from home. All I 
needed to take was the cloths I had on. I was told 
everything I needed was there. Mr. Owens introduced me 
to his farther. He told him my problem, and how he 
planned to solve it. That brought a smile to his face. 
He took my hand and took me into this huge room. It was 
full of all sort of toys. Master Owens, as I was told 
to call him, wasted to time in getting me naked and in 
bed. Masters cock was even bigger than his sons and he 
could still use it. God can he use it. He went right to 
work on breeding me. Every load of cum he made went in 
my womb. 

Master rode me like a horse for a month with the only 
break I got being weekends. I made sure hubby stayed 
away from my cunt. 

After a month of steady cum, Master got what he wanted. 
He had knocked me up. That didn't slow him down any, 
and he did me every day. Master broke me into anal 
after he did his deed. That hurt for a long time. He 
split my ass. He said that in time it would be open all 
the time... it’s getting there.

In March of 2004, I had Master Owens' baby boy. His 
name is Robert. Just last week, I found out that Mr. 
Owens has done what he said he would. I am pregnant 
with his child. Mr. Owens gave me the money to pay my 
bills off for the year and will do so for the next 11 
years till they’re paid off. As long as I continue to 
be their fuck toy.

My husband knows that Robert is not his and is filing 
for divorce. I now live full time with Master Owens. I 
am being pounded by two huge cocks daily. After I have 
Mr. Owens baby they are going to make me work in there 
club so I will be getting lots of black cock. 

All I wanted was some little things in life and I went 
overboard now I am paying heavy interest for years to 
come.

THE END

* * * * * * * * * * * * * * * * * * * * * * * * * * * *
It's okay to *READ* stories about unprotected sex with
others outside a monogamous relationship. But it isn't
okay to *HAVE* unprotected sex with people other than
a trusted partner. You only have one body per lifetime,
so take good care of it!
* * * * * * * * * * * * * * * * * * * * * * * * * * * *
Kristen's collection - Directory 32