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     WARNING: If you are offended by stories of sex with children,
              STOP READING THIS NOW!

              Remember, this is only a "STORY". This is the only
              warning provided in this file.


     Chapter 1



          I had been living in an apartment with my girlfriend Cathy,
     for about two years. Her family had recently moved to town from
     another state and since she had missed them, was happy to have them
     living nearby. She had two younger sisters, Patty and Kim.

          Patty had short brown hair, brown eyes, a cute smile, and a
     "perfect" body. I couldn't believe she was only 14. She was always
     very quiet. If you talked to her, she was friendly but would otherwise
     keep to herself. Kim who was 10, had long blonde hair, deep blue eyes,
     the cutest nose, and a smile that would melt you. Her personality was
     incredible. She was very outgoing, always smiling, always happy, and
     willing to help anyone, anytime.

          Once in a while, either one or the both of them would come over
     and spend the weekend with us. I never had any ideas of having sex
     with either of them, they just seemed "ok" to have around. Since Kim
     was the "baby in the family" and more outgoing, I guess I did pay more
     attention to her than I did to Patty who was again, quiet.

          One day, Cathy and I decided to go to a nearby lake for the day
     and phoned her sisters to see if they wanted to go with us. Excitedly,
     they said yes. We stopped by their house, picked them up, and off we
     went.

          After finding a picnic table under the trees, we quickly found a
     nearby spot on the sand to spread out our blankets. I had worn just my
     swim trunks, a T-shirt and sneakers so I pulled my shirt off, kicked
     off the sneaks and sat down. The girls had their suits on under their
     blouses and shorts so I watched as they began to undress.

          Cathy had worn a blue, one piece suit which she looked great in.
     She did have a beautiful body and I never had any complaints about our
     sex life together. Actually, she was the horniest female I've ever
     known, even to this day.

          Patty, the 14 yr. old, was wearing a yellow two piece suit. It
     was the first time I had seen either of the two sisters in a bathing
     suit. She started to undress by lifting off her blouse. Her breasts
     were perfect. They were firm and stood straight out. Her complexion was
     absolutely incredible. She stood there undoing the snap of her jeans
     and slowly slid them down to her ankles. Her belly was firm and flat.
     Her hips, thighs and ass were so perfectly proportioned to the rest of
     her body, I couldn't believe it. This girl was built like a "brick shit
     house" and yet she didn't seem to be aware of it. If she was, she
     certainly didn't act it.

          I could feel myself start to have a hard on and quickly rolled
     over onto my stomach to hide it. Cathy had already started down
     towards the water and was soon followed by Patty.

          Kim, the 10 yr. old, was still at the blankets with me, getting
     her towel organized and opened. She started unbuttoning her shirt as
     she kicked off her sneakers. I looked at her and teasingly said "I
     hope you have a bathing suit on under those clothes". She looked at
     me and giggling, said "Oh, I do".

                                      1





          As she took her shirt off, she bent over to put it down on the
     blanket. I could see the beginning of another perfect body on the way.
     She was wearing a white bikini top which was a little big for her. Her
     breasts were just starting to develop, and I could see her little
     nipples protruding through the material. She then stood back up and
     started to remove her red shorts. The bottom of her bikini was also
     white with two little fish on her left ass cheek. Her legs were quite
     nice for a ten year old, but weren't yet fully developed. Her hips had
     already started to show the soft gentle sweeping curves of a young
     woman. Her complexion was also incredible. Her thighs and the upper
     backs of her legs looked so soft.

          As she was about to head down to the water, I said, "I love your
     fish. You look cute and sexy in that bikini". She looked at me smiling
     and again giggling, said, "thanks", then ran off to join her sisters.
     I wanted to join all three of them right away but couldn't. I had to
     wait until my hard on died down!

          It took about fifteen minutes or so before I dared to stand up. As
     I approached the water, I knew I was about to get splashed by all three
     of them so I decided to dive right in. They were all waiting to get me.
     Cathy suggested we play 'Tug of War'. Since she and I were larger, we
     would each hold one of the sisters on our shoulders and they would try
     and knock each other off. Cathy decided I should hold Patty on my 
     shoulders since she was a little bigger than Kim. The thought of 
     playing this game gave me an instant hard on again.

          I looked at Patty wondering if she would be embarrassed playing
     this. She didn't seem to give it a thought. I said "ok, turn around
     and open your legs a little. I'll go under water and pick you up on my
     shoulders". She did, and I did. I couldn't believe we were about to
     play this game.

          I held my breath and went under. I came up behind her and was
     staring at the most beautiful, tender, legs and ass I had ever seen.
     I had all I could do to prevent myself from slipping my hands on the
     inside of her thighs and grabbing that ass and pussy. My cock was as
     hard as a rock! I slowly put my head between her legs and even more
     slowly came up until the back of my neck rested up against her cunt.
     Her thighs slowly squeezed the sides of my neck as she wrapped her
     ankles behind my back. I came up for a breath of air thinking, I hope
     we play this all day.

          When I stood up, Cathy and Kim were already set to take us on.
     As we approached them, Patty squeezed her thighs a little harder
     against the sides of my neck and I put my hands on both her hips to
     hold her from falling off. They were so soft and warm I thought my cock
     was going to explode right then and there! Since we had the strength
     and weight advantage, we would win each time. As we knocked them over,
     I would fall over on top of them so Patty would fall into the water
     too. Each time, my mouth would find it's way to the inside of one of
     her thighs as my hand would also find it's way to the upper backs of
     one of her legs or ass. She didn't seem to notice in all the excitement.
     If she did, she certainly didn't show it, or seem to mind and either
     did I.





                                      2





          After five or six losses, Cathy suggested we swap partners.
     Kim was all excited at the possibility of winning one by being on my
     shoulders. So was I! I said, "ok turn around, let's beat these guys"!

          This time when I went under and approached that cute little ass
     with the two fish on one cheek, I gently squeezed the fish as I put my
     head between her thighs. Kim must of thought I was signaling for her to
     open her legs a little because she spread them apart more. My cock was
     going "bonkers" while my heart was pounding with excitement. Again, I
     slowly raised my neck up until I could feel it touch her pussy. I then
     slowly rubbed it back and forth a little as if I were trying to find
     a comfortable position. I was a little worried she might become afraid
     and move away but she didn't. She must of been caught up in all the
     horse play because she stayed there with her legs open as I got myself
     situated. I put my hands on her hips to hold her on as I stood up.

          They were all laughing, giggling, and splashing one another when
     I came up. I thought I was in heaven. I couldn't believe this was
     happening. What a great game!

          Each team went at it again only this time it was a little harder
     for us to win. Cathy was having a harder time holding up Patty because
     she was heavier than Kim. I tried staying in deeper water to hide my
     stiff cock from the girls' view. They tugged and pushed at each other
     while Cathy and I each tried to position ourselves strategically for
     the next attack. Patty was able to push Kim off the first time.

          As she fell off, I went under with her, gently holding on to the
     backs of her legs right up near her suit bottom. I was getting more
     and more excited, wondering how she would react. She didn't seem to
     mind. Her legs were so soft, I couldn't believe it. Again, I thought
     my cock was going to explode. A couple of times I had rubbed my
     forearm softly against her cunt while falling under water. She didn't
     seem to mind or notice that either.

          We played this game for a while longer then decided to take a
     break to catch our breaths. By now, my cock was throbbing with desire.
     Cathy had started floating on her back and was moving away from us.
     Patty ended up going along with her and they started gabbing about
     the times when they were younger. Kim stayed near me, swimming around
     smiling and looking absolutely adorable. Every once in a while she
     would swim right in front of me and I would reach out and gently take
     her under my arm and hold her by her belly for a moment then toss her
     playfully up in the air a little. Naively, she didn't seem to mind me
     touching her body.

          Kim soon asked me to throw her high in the air and I agreed. I
     couldn't believe what this little 10 year old was doing to me. I was
     excited as hell! I said "turn around and face away from me. I'll
     hold you by your waist and count to three. On three I'll throw you".
     Smiling and giggling, she agreed and quickly turned around facing away
     from me. At first, I put my hands on her waist to throw her up in
     the air. After the first few times, I began moving my hands lower,
     and put them on her hips, telling her I'll get better leverage this
     way. I would start counting and on each count, would "bounce" her
     a little higher until I reached the number three and would then toss
     her in the air. Each time I touched her hips, I almost went nuts. God
     she was soft. We did this about five or six times before I lost
     control.

                                      3





          The next time, I pretended my right hand slipped off her hip
     as I was counting and slid it down the front of her suit bottom
     quickly. I could feel that incredible little slit as my finger rubbed
     down and then back up it's unbelievable softness. At first, I couldn't
     believe I had done that. I was almost in a panic, thinking, that was
     it, she would start screaming or crying. I quickly looked down at her
     ready to apologize when I saw her simply smiling. I couldn't believe
     this, it didn't scare her. I caught hold of my senses, and tossed
     her a couple of more times, each time, making sure to hold her only by
     her waist.

          Cathy and Patty had floated back near us by this time and said
     they were going to lie down and get some sun. My cock was stiffer than
     hell so I knew I couldn't get out right then. I said I would join them
     shortly and dove under to cool off. I figured Kim would go along with
     them but when I came up, she was right there swimming around me still
     looking cute and adorable seemingly unaware of what had just happened.

          After a few moments, Kim asked me how far I could swim under
     water while holding my breath. I thought to myself, thank God she
     changed the subject and said "I don't know, how far can you swim"?
     She said she didn't know either. I said "well let's find out. You
     stay here". I moved away from here about 20 feet or so and said "ok,
     let's see if you can swim between my legs from there". She smiled
     and said "Oh, I can do that, that's easy". She then held her breath
     and dove under. Without thinking, I dove under right after her
     thinking I would surprise her underneath. We could see each other
     approaching one another. I thought she would surface when she saw
     me but she didn't, she kept getting closer. I swam right up to her
     and kissed her on the cheek. She smiled and we surfaced. She said
     "hey, I thought you were going to wait there for me"? I said "ok,
     ok, let's try it again". I couldn't believe what was happening,
     the little shit didn't seem to mind me kissing her. I was completely
     blown away.

          I looked over to the beach to see where Cathy and Patty were.
     They were lying on their stomachs, yacking away with their backs
     to us not paying any attention to what we were doing. I again went
     about 20 feet away from Kim and said "ok, this time I'll stay here.
     Try it again". She dove under and swam her way to me easily making
     it between my legs. I wondered if she would notice the bulge between
     my legs. Boy was it bulging!

          When she came up she said "ok, it's your turn". Before I knew
     it, she swam away from me, turned around, and yelled back "ok, you
     try it". As I began to swim towards her and could see her in the
     distance, I began to think, if nobody else was around, I would of
     taken my suit off and come up naked. I was losing it again. As I
     approached her, I was staring at those cute little legs and that
     wonderful little spot between them. I came right up to her with my
     face almost rubbing that sweet little pussy then went lower to get
     between her legs. As I passed through, I turned on my side and ever
     so slowly, rubbed my whole arm gently along her pussy, wondering
     how she would react. I again thought I was dreaming the whole thing.
     I was more excited than I could ever remember being before. Never had
     I been this turned on before!




                                      4





          When I came up, I quickly turned to her to see her reaction.
     She immediately said "ha ha, you almost didn't make it". I don't
     think she realized how accurate that statement really was. She
     wanted to try it again only this time, she wanted me to get farther
     away. I happily obliged. This time, when she started going between
     my legs, I gently closed them around her for a second before letting
     her pass through. I was hoping to catch her and get her to rub
     against my cock but she stayed to close to the bottom. She came up
     smiling as usual and wanted me to try again from a greater distance.
     I again did the same thing as before. As I approached, I turned on
     my side and again, very slowly and gently, made sure my whole arm
     rubbed up against that sweet little slit. This time I also put my
     hand up on the inside of her thigh so my finger was touching the
     edge of her suit right adjacent to that heavenly slit. Again, she
     didn't even budge. She just stayed right in place.

          When I came up, she was smiling at me innocently again not
     seeming to mind. I floated on my back facing her, my cock bulging
     just below the water's surface. I watched her eyes to see if she
     was looking at it but she wasn't. I honestly don't think she knew
     what she was doing to me.

          She started to float on her back with her feet towards mine.
     I looked around and noticed nobody was anywhere near us. I reached
     forward and gently took one of her ankles in each hand and slowly
     pulled her towards me spreading her legs along my sides as I did.
     I was looking directly into those beautiful blue 10 year old eyes
     and they were looking directly back into mine. My hands slid slowly
     up to the backs of her knees and I inched her forward ever so slowly
     and ever so gently, spreading her legs wider apart as her sweet
     little cunt came ever closer to my stiff bulging cock.

          I was ready to let go immediately if she showed any sign of fear
     but so far she hadn't. When her sweet little pussy was about three
     inches from my swollen cock, I gently put my left hand along the
     inside of her right thigh and softly caressed it. I slid my hand down
     her leg to that sweet tender slit and gently rubbed my finger along
     it several times while staring into her eyes. I whispered "does that
     feel good"? She pulled away slowly. My hands let her slip away.
     I was really afraid of scaring her and I think I finally did at that
     point. Then I noticed she was looking at me with a curious, not
     frightened, stare. It was as if she was discovering something she had
     not known before. She went under water and came up saying she wanted
     to lie down and get some sun. I watched as she swam towards the beach
     trying to figure out what was happening to me.

           It took about 15 minutes of diving under water to calm down and
     cool off a little before I could get out of the water without my cock
     showing itself off to the world. My mind was spinning as I tried to
     make sense of what I was doing. I couldn't.

           When I got to the blanket, I laid down next to Cathy who had
     dozed off by this time. I lied on my stomach because I could feel
     myself swelling again. Cathy was on my left with Kim lying on her
     stomach to Cathy's left. Patty had her back to us and was reading.





                                      5





           I started staring at Kim and couldn't take my eyes off of her.
     She was staring back at me and wouldn't take her eyes off of me. I
     was wondering what she was thinking about. My eyes were looking over
     every inch of that cute little body, my mind and bulging cock, were
     wondering what it would be like to make love to her. Every once in
     a while my eyes would stare towards her eyes, and her eyes would be
     there waiting to meet mine. This kid was incredible, what the hell
     was happening to me?

           This had gone on for about 20 minutes when Cathy woke up. She
     sat up and asked me if I wanted to have a cookout later that night
     when we got home. I said "sure". She asked her sisters if they wanted
     to come over for the cookout and spend the night sleeping over. Patty
     said she didn't want to because she was suppose to go somewhere with
     one of her girlfriends early the next morning but KIm excitedly said
     yes. Needless to say, this got me excited! I looked at her and she
     was again staring at me with a smile.

                                      6

        End of Chapter 1.


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