Note: This story was dynamically reformatted for online reading convenience.
 
 this is a work of fiction.  that it was written by me is fiction.  that you
are reading it is fiction.  that I ever imagined these scenes is a fiction.
I hope you like it....no fiction there!

   Part 1.

   Michelle Evans, Mitch to her friends and Titch to her brothers, was
bored.  It had rained almost non-stop for several days and she already part
way through the Easter holidays.

   At 12 Mitch was the youngest of 3 children and suffered the company of
her older brother Daniel, 14, whilst enjoying the all too brief company of
her long time hero brother Keith, now 17.

   Boredom had started to set in a few days earlier when Daniel had managed
to wangle parental consent for a few of his mates to camp at the house for
a few days.  This coincided with her beloved PC crashing into some dark
oblivion and being hauled off for repair and with her best friend Emily,
with whom she would normally spend every waking hour, being confined to her
own home with an attack of chickenpox.

   Usually, despite them not getting along too well, Mitch and Daniel would
have kept each other company during the wet and miserable days.  Playing
board games or competing on whatever game was newest in the house.  With
Daniel having friends over even that comfort was removed from her.

   Several times Mitch had tried to invite herself into the now forbidden
sanctuary of Daniels bedroom and several times she had been rebuffed by
loud shouts and guffaws which poured scorn on any girls ability to join in
with boys hanging out.

   During the evening when she tried to get her parents to intervene on her
behalf she was told not to be silly and that she had no reason to be bored
at her age.  The following morning her parents would go off in their own
little world and her day would begin again.

   Now she sat staring out of the window at the rain soaked garden and
feeling thoroughly sorry for herself.

   Another bang and laughter from upstairs brought her out of her reverie
and she decided on one last assault on castle Daniel.

   As she reached the top of the stairs she could hear the boys laughing
and chatting.  Miraculously, all noise stopped the minute that she turned
the door handle and pushed open the door.

   The room smelt musty.  A mixture of sweat and old trainers with some
stale sleeping bag thrown in.  Since the 3 friends had arrived on Tuesday
morning they had seldom left the room save to visit the bathroom or request
more food, coke or whatever.

   Mitch looked around at the four boys who had stopped what they were
doing and were staring at her, daring her to come any further into the
room.

   Daniel broke the silence.

   "whatdya want Titch?" a giggle went round the other 3.

   "Jus thought I'd come see what you were doing" she replied.  "Playing
cards - so skoot." Replied Daniel to yet more giggles.

   "could I play cards with you then?" she asked

   Raucous laughter filled the air.

   It was Gary who responded first.

   "naw, we're playing poker, girls can't play poker."

   "and why not?" threw back Mitch indignantly.

   "Cos they jus don't" came the reply from Adam on the far side of the
group.

   "Well this girl does - but if you're all afraid of getting beat then
just say so."

   More laughter.

   "Hey sis" said Daniel "we're playing for money you know"

   "Well I have some money and I'm happy to take your money off you too."

   Once again a wall of laughter hit her full on.

   After the jokes and catcalls had subsided the boys gathered for a group
huddle.  Finally Daniel asked her how much she had and whether she would
really be prepared to bet for cash.  Nodding vigorously Mitch added up her
small stash in her head.

   "I reckon I could dig up about £4.00 in total, more if I could get to my
savings account."

   Another huddle followed.

   "Ok sis, we're kinda bored just taking money off of each other so we'll
take your money instead.  BUT, your only allowed to stay whilst you have
cash to play.  Once you are out of cash you are out of my room. 
Understand?"

   Mitch nodded again as she backed out of the door to find her various
caches of small change.

   By the time that Mitch had reappeared the boys had moved round a bit to
make room for her in the circle.  In truth Mitch had never played poker but
she had see it sometimes in films and hoped she could pick it up reasonably
quickly.

   Daniel outlined the rules, which probably deviated from the norm but
Mitch wasn't about to say anything even if she had noticed.

   The ante was set at 10p after which 5 cards would be dealt all round. 
This would be followed by a round of betting after which you had the
opportunity of exchanging no more than 3 cards.  After that was a final
round of betting to determine the hand winner.

   For the next several hands Mitch simply kept up.  Tossing her ante into
the pot at the start of each round and, usually, allowing herself to be
forced out of the betting early on.  This gave her the added time that she
needed to watch and learn.

   By the time she felt about ready to go for it she was down about 80p. 
The next hand dealt to her included a pair of kings and, taking a deep
breath, she joined in with the first round of betting, trying not to get
too carried away but to simply keep up.  She looked to exchange 3 cards and
was rewarded by a further King as well as a 10 and a 7.  A few moments
later and despite her cautious approach, she had taken the pot of some
£1.80.

   She had similar success in 2 of the next 3 hands and was quickly
amassing a significant personal fortune!

   As so often happens, this new found wealth had a detrimental effect on
her caution and pretty soon she was betting into sure fire trouble on a
hand by hand basis.  Rather than stop and take stock as a more mature
player would she simply tried to recoup her losses by bolder and rasher
bets in hand after hand.

   Finally, she was down to some 30p.  She tossed 10p into the pot to
receive her cards.  3 queens a 5 and a 9.  She tried to keep the joy from
her face and it wasn't that difficult considering her limited funds
prevented her from doing more than calling before the exchange.

   Before the exchange could take place she stopped the game.

   "Hey guys" she said "who wants to lend me some cash so I can keep
playing."

   "Yeah right" said Steve, who had been relatively quiet until then.  "We
lend you money so you can try and beat us and then when you don't win we
never see the cash."

   "No, honestly" said Mitch "I promise that I will pay you back if I lose.
Daniel knows I have cash in the bank, honest, I will."

   Daniel spoke then.

   "I know you have the money sis, but we did say that if you lost you
went. None of us wants to lend you cash - do we guys?"

   Gary held up his hand.

   "Mitch, why don't you take your cards and wait outside while we talk
about this."

   The other boys looked a little shocked, but Mitch sensed that this was
her only chance at getting the cash to win her big hand and jumped up and
out of the door in a flash.

   A few moments later the door opened and Mitch was ushered back in.

   Sitting down in her old space she waited expectantly.

   It was Gary who spoke again.

   "We have agreed that I can lend you some cash."

   Mitch opened her mouth to speak but Gary held up his hand.

   "Wait until you hear the rules Mitch.  If you don't like the rules then
you can finish this hand and leave.  If you are happy with the rules then I
will lend you £2.00."

   "So what rules then." Blurted an excited Mitch.

   "Ok, if I lend you £2.00 you have to repay me £2.25." again he held up
his hand to stop her interrupting.  "I haven't finished yet.  If you take
the loan then until it is repaid or until you leave the game......." He
paused, looking around at his fellows for permission to continue and then
went on "I get to look after your sweatshirt." There he said it.  It was
out in the open.

   "You expect me to take of my top just so you will lend me £2.25.  Jeez
what a nerve, just who the hell do you guys think you are?" She looked
accusingly at each of the boys in turn, finally letting her gaze come to
rest on Daniel.

   Daniel swallowed hard.

   "I guess that's a "no" then.  C'mon Adam, deal the cards and lets get
this hand over so she can go."

   Adam picked up the pack and looked at Mitch.

   "How many do you want?"

   Mitch let her mind race.  3 Queens.  She would win the hand, repay Gary
and still have cash to spare.  She would just have to sit there in her bra
for a few minutes.  No big deal, she wore less when she went swimming.

   She looked at Gary.

   "I'll take that loan now."

   With that, and with a chorus of whoops and hollers, she grabbed the hem
of her sweatshirt and pulled it up and over her head.  Tossing the
sweatshirt to Gary she held out her hands for the cash and then sat back
down trying to act as nonchalantly as possible.

   She took 2 cards and pulled a pair of 2s.  A full house.  Yippee.

   Daniel and Gary both folded quickly leaving Mitch, Adam and Steve in the
hand.  Both boys stayed the course, raising along with her at every
opportunity until finally she put a stop to it and called Adam.

   Adam also laid out a full house 3 10s and 2 7s.  Mitch smiled broadly as
she laid her own improved hand down on top of Adams and reached for the
pot.

   Just like in the cowboy films Steve spoke.

   "not so fast lady"

   With a flourish he dropped 4 6s onto the floor and in a fluid motion
picked up the pot.

   Mitch was devastated.  She was down to about £1.20 having piled loads
into that last hand.  Moreover, her quick fix hadn't worked and she had the
joy of noticing the boys sneaking, or sometimes not sneaking, adolescent
lustful stares at her bra clad breast.

   The game went on.  Mitch one a couple of hands but lost more and never
looked close to getting back to be able to repay Gary who, once again, had
a sizeable stack of coin in front of him.

   He waited until she was down to the last 20p before offering more cash.
This time she didn't have a hand worth bothering about and she sneered back
at him.

   "Yeah perv.  What would you like me to take off this time."

   Gary smiled back.  "Nothing that you don't want to Mitch.  But if you
want another £2.00 it will cost you another £2.25 and your jeans."

   "Fuck you" hurtled out of her mouth but at the end of the hand,
determined to regain what she had lost, she had talked herself round to the
fact that this was no different that on the beach or at the pool, yet
again, and whilst Gary counted out the money, she stood, unbuttoned her
jeans and slid them down her legs.

   Tossing the clothing over to Gary she sat down quickly so as to maintain
as much dignity as possible.  It didn't work.

   "Hey Daniel." Said Adam "Your sis has a cute ass."

   The boys roared with laughter and Mitch blushed furiously.

   An hour later and Mitch was reduced to zero once more.  This time Gary
didn't make any offer.  It was Daniel who spoke up.

   "Time to call it a day Sis.  - Pass her clothes back Gary."

   Gary reached round to retrieve the sweatshirt and jeans but Mitch
stopped them.

   "Wait up.  I owe Gary £4.50 - you guys have all my money and I've been
sat here half naked all afternoon.  I'm not interested in any more loans
but I will take off my bra if somebody offers the right price."

   Whoops and hollers filled the air.

   "wait up guys, this is my sister." Argued Daniel

   "So don't look man" replied Gary.  With that he looked at Mitch.

   "£2.00 for your bra, £2.00 for the knickers and £2.00 to sit on my lap
naked for the next 30 minutes.  That's all debts paid and £1.50 back
towards your losses."

   "Hey" said Mitch "I only offered to take off the bra."

   Gary could smell blood.  "All or nothing Mitch - I'm happy to wait for
you to pay me back if you want."

   "Bastard"

   More laughter followed but stopped abruptly when Mitch stood, reached
behind her and released the clasp on her bra.  Tossing it aside in a show
of bravado she shucked out of her knickers and stood naked before the
assembled boys.  As she moved to sit on Gary's lap she fixed Daniel with a
cold stare.

   "when you have finished running your eyes all over me bro, do something
useful and time the 30 minutes I have to spend with Gary."

   Daniel snapped out of his trance like state and checked his watch as he
slyly watched his little sister slip her lithe naked body onto his friends
lap.

   The poker hands over the next 30 minutes were somewhat cumbersome. 
There wasn't a whole lot of concentration and more hands were folded than
were played out.

   Eventually Daniel announced that time was up.  Mitch stood and reached
back to collect her £1.50 from Gary's stack.  Adam cleared his throat.

   "1.50 for 30 minutes on my lap?"

   Mitch looked at him.

   "Don't remember you helping me out earlier Adam." And then as his face
fell "it'll cost you £2.00"

   The afternoon degenerated a bit then.  Each boy, including Daniel, had
the benefit of a nude Mitch to cuddle for 30 minutes.  Cuddle was all
though - no other touching was permitted - and afterwards Mitch dressed and
left the boys to continue their game.

   She wasn't bored any more and she was £3.00 up on the day.

   The End