Note: This story was dynamically reformatted for online reading convenience.
 
 �>�The Tutor by Fred Key

   "Wait a minute!" I objected.  "The deal was that she would strip if she
was the first to be put into a draw situation.  She's paid in full."

   "The bet was for the consequences for whoever lost first," insisted
Jessica.  "It didn't replace the normal rule."

   I was going to answer, but Tara reached over and put her hand on my arm.
"It's ok, Fred.  I'll draw.  It sure can't be anything worse than what I
just did, not from the easy bowl." I watched her fish around in the bowl,
and pull out a slip, which she handed to me.  I opened the folded paper,
and read the penalty.  "WET WEDGIE - You get a glass of water poured into
your underwear, followed by a wedgie.  Did I put this in here?  I don't
remember it."

   Tara blushed again.  "I, uh, added a few penalties.  I thought it might
make today more interesting."

   Really?  Every time I think I have a bead on Tara, she throws me with
something.  This one, though, seemed to have backfired.  Jessica was
already back, carrying the glass Tara had used before to soak her.  Once
again, it was full.  I think she was hoping I'd let her do the honors, but
Tara quickly spoke up.  "OK, Fred, we've done this before.  Let's get it
over with.  She turned around, presenting me with her shapely rear end once
again.

   I took the glass of water from Jess, then reached down the back of
Tara's shorts.  I found her panties (cotton, again, by the feel) and pulled
back and away, leaving myself room to pour.  "Ready?" I asked, and Tara
nodded.  I poured the water down into the pants, watching the damp spot
blooming into a large, round patch.  Tara squirmed as the water soaked her
panties, ran down her legs, and dripped from her shorts.

   I put the glass down, and reached again into the back of Tara's pants.
Finding the waistband of her undies again, I got a firm grip, and hauled
upward.  Last time I wedgied Tara, I did it slowly and gently, but this
time I decided to make it as quick as I could.  The lanky blonde's panties
shot upward, as did Tara, who found herself up on her tiptoes and squeaking
as the damp cloth worked its way up into her privates.I looked down at the
cotton underpants I was tugging on.  Last week she had been wearing white
undies with little flowers on them; today they were a pale baby blue color.
There's something that's just so delicate about a girl's panties; it turns
me on every time I catch a glimpse.  Of course, delicate didn't mean that
they were flimsy, and I was doing a good job of stretching them out for
Tara.  The girl was now leaning forward against the table, palms down,
trying to relieve some of the pressure her underwear was creating as it
disappeared into intimate portions of her anatomy.  I could tell she was
getting wedgied solidly, but I told myself that I needed to be sure to make
it a top-notch wedgie in order to keep Jessica from making a fuss. 
Tightening my grip, I gave the blue underpants a sharp jerk upward.

   "Are --"

   *yank*

   "Oh!"

   "you --"

   *jerk*

   "Aaah!"

   "feeling --"

   *tug*

   "Uhh!"

   "properly --"

   *pull*

   "Erm!"

   "wedgied --"

   *yank*

   "OH!!OH!!"

   "Tara?" I finished.  Her cute blue panties were now stretched up to the
back of her shoulder blades, and Tara was hopping up and down, eyes popping
as she made frantic noises.  I imagine that the wet cloth was chafing her
something fierce.

   "YES!  YES!  I'M WEDGIED PROPERLY!  OH!  PLEASE!  ENOUGH!" she squalled.

   "Okay, then," I said, and released her waistband.  The now-stretched
underpants drooped, and Tara's hands shot down the back of her shorts as
she desperately tried to unwedge the cotton.  It took her a good fifteen
seconds to do it, but the look of relief on her face was absolutely
unmistakable.  That was a serious wedgie.

   "Whoa, Fred!  You don't kid around with those, do you?" said Jessica,
who had been enjoying Tara's gyrations from the far side of the table. 
"You wouldn't believe the look on her face when you were doing that!"

   "I bet you'll look about the same when it's your turn," Tara said
shortly.  "And it WILL be your turn soon.  You've been lucky so far, but
that won't last forever.  And YOU--", she turned to me, a very stern look
on her face, "You had damn well better give her the wedgie of her life!"

   I assured her it would be my pleasure, and dealt the next hand.

   The two girls faced off over the cards.  Jessica had a large pile of
cash at her disposal, and wasn't shying away from betting.  She opened for
$15, and when Tara called, she handed me three cards.  I gave Jess three
new ones, then dealt three to Tara, who had tossed her discards my way. 
Again, Jess bet $15, and I wondered if she had anything decent or if she
was just trying to bully Tara into folding.  Judging from what I had seen
of Jessica's personality, that seemed a real possibility.

   Tara, on the other hand, was harder to read.  She kept the same
expression of concentration all the time, so I couldn't tell if she was
holding anything worthwhile.  I could still see a little bit of the light
blue panties I had stretched out sticking up from her shorts.Tara put down
another $15.  "I call," she said, and laid down her cards.  "I've got a
pair of tens." Jess had two eights, and Tara gleefully took the pot. 
"Looks like your luck is changing, Jessica!  I hope you enjoy getting
embarrassed -- -�

   Jessica tossed her brown hair unconcernedly.  "Whatever -"you won one
hand.  I still have a pile of money here, and you've got, what, $75 before
you have to draw again to get $100?"

   The next hand, however, also went to Tara, and the third as well.  Now
Jessica was looking a little less self-confident, as her stash was much
smaller than before.  If I had to guess, she was under a hundred again--and
she only had one more withdrawal before she was out of money completely. 
Not to mention the hard forfeit she'd have to pay if she took that
withdrawal.  I have to admit, though, I wasn't feeling terribly sorry for
her.  I didn't think I'd feel nearly as conflicted about enforcing her
penalties as I did with Tara.

   Still, it had been a while since anyone had drawn, and I decided to call
for another bet.  "Okay, challenge time, ladies." I shuffled the cards. 
"We're going to play a quick game of high/low.  Each of you gets to guess
whether the card I turn over after our start card will be higher or lower.
We'll do three cards.  The person who gets the most cards right wins, and
the person who loses draws from the medium bowl.  If both of you end up
with the same score, you both draw."

   "Why do we have to do this?" Jess grumbled.  "Aren't you getting enough
-~entertainment', Fred?  You already got to see Tara half-naked!"

   "You wanted me to tutor you in probability, and you've got to compute
probability to decide what the odds are on a card being higher or lower."

   "Whatever," Jessica said in a sulky voice.I turned over the first card.
It was a four.  Both girls agreed the next card would be higher, and with
good reason.  When I flipped it over, it was a six--a tougher call.

   "What if the new card is the same number?" Tara asked.

   "Good question," I replied.  "I'll turn over a new card in its place."

   "OK.  Then there are five cards below and seven cards above.  I'll take
higher."

   "Me too," Jess chimed in.  I flipped the card.  It was an eight.

   This time Tara kept quiet, waiting for Jessica to make a choice.  I
think she realized that she had been doing the calculation for both of
them, and that Jess wasn't nearly as good at it as she was.  Jess waited
expectantly for a moment, but Tara was silent.

   "Higher or lower, Jess?" I asked.

   "Ask Tara first."

   "I asked her first last time.  Your choice this time."

   Jessica was clearly not happy.  She stared at the eight as if she hoped
it would tell her the answer.  "Um,okay -- Higher."

   Tara quickly spoke up.  "Lower." Jessica muttered a curse under her
breath, knowing she had made a mistake.

   The final card was a three.  "You win, Tara, two to one," I said,
collecting the cards.  "Jessica, why did you lose the last draw?"

   "Bad luck!" said Jess, scowling.

   "Not luck--bad calculation.  In a thirteen number list, seven is the
median.  Anything higher, you should bet low, and vice versa."

   Tara laughed.  "Gee, Jess--that's a simple problem.  I hope you don't
have to do anything more complex -"especially if you have to draw if you
lose!" She was clearly pleased to be getting a measure of revenge.  "And
speaking of drawing, I believe you have a penalty coming up from the medium
bowl.  I just want to wish you the BEST of luck."

   Jessica gave her a sarcastic grimace, then reached into the bowl to pick
a slip.  "Oooh, I have to take a penalty.  Big deal." She unfolded the slip
and read it.  FILL A CUP WITH ICE.  DROP THE ICE DOWN THE BACK OF YOUR
UNDERWEAR, AND SIT ON IT UNTIL IT MELTS.  "Geez, who came up with this? 
That is SO lame."

   "I'll get the ice!" Tara said brightly; she actually skipped over to the
fridge and back.  It was cute, in a kind of sad way.  "Please, allow me to
assist you."

   Jessica got up from her chair, and Tara scooted behind her.  "Open
wide!" the blonde said, pulling her friend's shorts back.  I couldn't see
anything else, but I certainly heard Jess shriek when the ice slid into her
pants.  I think the neighbors heard it too. "CRAP!  That is COLD!" Jess
shouted, tugging at her shorts in an attempt to get the icy cubes away from
sensitive flesh.

   "Don't worry," Tara said gleefully.  "They should melt pretty soon,
especially once you're sitting on them." She took Jess by surprise, shoving
down on her shoulders and dropping the brunette back into her chair.

   "Aaah!" A fresh squall came from Jess, who was once again finding
herself in close quarters with some very cold material.  "Dammit, let me
up! There's a piece of ice in --" she trailed off, remembering I was
standing there watching her, and turning red.

   "I'm sorry, Jess," Tara said sweetly, still pinning her in her seat
firmly.  I could see the perimeter of her shorts darkening as the melting
ice spread water through the cloth.  "I didn't quite get that.  You had ice
where?"

   Jess squirmed, but Tara's arms, rock-solid from volleyball and softball
practices year round, kept her firmly in place.  Frustrated, Jessica
answered tersely, "There's a piece in my ass crack, ok?  Let me up!"

   Tara laughed.  "Oh, no.  You'll just have to deal with it.  There wasn't
anything on the slip about picking and choosing where the ice ends up. 
Your penalty was to sit until it is gone, and you're gonna sit."

   Jessica's response was significantly profane, but as the blonde had
leverage, there was little she could do.  Meanwhile, the damp spot on her
butt was spreading rapidly, and after about two minutes more, Tara and I
could see that if there was any ice left in Jessica's undies, it wasn't
much.  Finally allowed to get up, Jessica quickly reached into the back of
her shorts and flapped them about, trying to dry things a bit.  "I'll get
you for that one, Tara," she said, rubbing her buttocks rapidly to massage
some warmth in.

   "Shall we get back to our game, then?" I asked, and dealt a new hand. 
Again, money changed hands for several rounds.  Both girls were now playing
conservatively, and so neither was risking more than $15 a hand.  Tara was
once again approaching the need to make a "withdrawal," and Jessica was
down to her last ten dollars in cash.  Her next withdrawal would be her
last; Tara still would have one remaining.  As I dealt the cards again,
Tara winked at me.  I wasn't sure if I had seen it, but she had a little
grin on her face as well, and I had a feeling that she had something
planned.  What she did, however, took me by surprise.  Without even looking
at her cards, Tara reached for her money.  "I'll open for $15," she said,
placing the cash in the pot and leaving herself only a five dollar bill in
her own stash.  What was she thinking, I wondered?  If she lost, she'd have
to draw a penalty and take one of her two remaining $100 payouts.  That was
a lot to risk on cards she hadn't even seen!  Was she trying to intimidate
Jessica?

   If so, it seemed to be working.  Jessica had picked up her own cards,
but was looking at Tara, who still had hers on the table, With a puzzled
expression, she put her own hand on her $10 bankroll.  Suddenly I realized
what Tara was up to.  She was trying to force Jessica to draw the hard
penalty!  If Jessica wanted to stay in the hand, she had to call at
minimum, which meant taking her last loan from the bank, and a draw at the
end of the hand if she still needed the money.  If she decided to fold
instead, Tara would get her ante, and would just do the same thing on the
next hand; within two hands, Jessica would have to draw just to make the
required ante.  Tara knew that even if she lost, her penalty for new cash
would only be a medium, and Jessica would be within $100 of losing the game
entirely.  It was a well-calculated strategy, and I was impressed.

   Sure enough, Jessica folded, and when I dealt again, Tara left her cards
untouched on the table.  When Jessica passed, she immediately bid $10. 
Jessica was now down to $5, and Tara's strategy quickly became clear to
her. She looked at her cards closely, then sighed.  "I call.  Fred, I need
$100." I handed her over the last $100, and she put $10 into the pot,
leaving her with $95.  Only then did Tara look at her cards.The blonde teen
took 2 cards, as did the brunette.  It was Jessica's bid, and she bet $5.
Tara considered her cards.  It looked as if she was thinking about raising,
but she decided against it, her main goal accomplished.  If she won the
hand, Jessica was drawing a hard penalty, and if she lost, Jess would only
have $20 to work with.  "I call," she said.  Jessica nervously laid her
cards down.  She had a pair of fives--respectable, but not overwhelming by
any means.  Tara put down her hand as well--also a pair of fives.

   "Is that a tie?" Tara asked.  Obviously, she hadn't played a lot of
poker, and neither had Jessica, it appeared, as she was equally unsure.

   "There aren't ties in poker," I replied.  "If two hands have equal
value, the winning hand is the one with the highest remaining card." Both
girls looked down at the hands on the table.  Jessica's had two fives, an
8, a queen, and a 10, but Tara's had two fives, an ace, a three and a
two."The ace is the high card.  Tara wins the hand," I said, suppressing a
smile.  I had to remain neutral, after all.

   Tara held up both her hands, and gave a little "Yay, me!" She scooped
the cash into her pile as Jessica shook her head.

   "Jessica, you took your last withdrawal on that hand," I said.  "You
know what that means." I reached over for the bowl with the hard penalty
slips in it, and pushed it in her direction.  Tara clapped her hands
gleefully.

   Jessica was not gleeful.  She had been happy to cheer on Tara -(TM)s
fate, but with her own butt on the line, she was much less polite.  "You're
really getting off on this, aren't you, Fred?" she asked, a vicious
undertone to her voice.  "Two good-looking girls obeying you, getting wet
for you, even stripping for you --Is this like your private twisted fantasy
thing? -�

   Tara cut me off before I could reply, and with more vehemence than I
expected.  "Don't be such a bitch, Jess!  No one made you play.  You ASKED
me to get Fred to let you study with us.  And if I remember, it was YOUR
idea for me to take my clothes off, not his!" She looked pretty angry, and
Jess seemed to back down a little.  "You got yourself into the game, and
you're just pissed because now you're losing.  Draw your penalty and quit
being such a baby!"

   Jessica angrily thrust her hand into the bowl and pulled a slip out. 
"At least I didn't cry about it," she said.  "I thought you'd start bawling
as soon as you took your shirt off." Tara glared at her, arms folded.

   Jessica tossed the slip at me.  "Here, Fred.  Get your rocks off." I
opened the paper, and placed it on the table.  It must have been another
one of Tara's punishment ideas, because it was new to me: SCRAMBLE SOME
EGGS THE HARD WAY.  "What does that mean?" I asked.

   "I found it on a Truth or Dare website," Tara said.  "I think you'll
like it--but I don't think Jessica will.  Hang on a second while I get
something.  Oh, and Jess?  You might as well take your shorts off now.  You
won -(TM)t be needing them." She hurried out of the room, leaving us
confused and staring after her. � I was the first to react.  "You heard
her, Jessica.  Drop the shorts." She was wearing a pair of red ones with
the word SOFTBALL printed over the backside.  As the petite brunette stood
up, I eyeballed her from tip to toe.  Her body was small, but lean and
muscular, and her legs were particularly shapely, even if they were bruised
from slide tackles.  Without ceremony, and doing her best not to show any
emotion, she hooked her thumbs in the waistband of the shorts and shucked
them down, where they puddled around her ankles.  Jessica was wearing a
pair of cotton bikini panties with an alternating pattern of tiny red and
thick white stripes, and I might have bought into her casual and rapid
stripping, but she was absolutely avoiding eye contact, and her ears had
turned a bright red.  It was clear that as tough as Jess wanted to act, she
wasn -(TM)t any more comfortable about standing in her underwear in front
of a schoolmate than Tara was.  As I was taking in her discomfort, she
quickly sat again before I could get a better look at her.

   Tara had returned to the room, and was now rooting in the refrigerator
for something.  "There!" she said, and a moment later, she pulled out an
egg carton and closed the door.  "Now stand up, Jess."

   The brown-haired teen slowly got to her feet, walking over when Tara
motioned for her.  "Okay, here's how this works.  You need three things to
scramble eggs.  The first are eggs." She held up the carton.  "Next, we
need a bowl.  Or at least we need something to hold the eggs.  Turn around
for me," she said to Jessica, who gave her a puzzled look, then faced away.
Now it was pretty clear to me that the soccer teen -(TM)s backside was
nearly as impressive as Tara -(TM)s, filling her tight striped panties
tightly.  Tara gave the little pair of panties a pat.  "These should do
nicely."

   "Excuse me?" said Jessica, looking back over her shoulder.  Tara ignored
her, instead pulling her underpants open by the waistband and revealing the
tops of two tan, round globes of flesh.  Reaching into the egg carton, Tara
withdrew an egg, then placed it carefully into Jessica's undies.  As she
did so, understanding dawned on Jess.  "Oh, SHIT --you little bitch --" she
muttered, and looked the other way as pointedly as she could.  Tara added
four more eggs to Jessica's now-plump panties, stacking them in what looked
like a diamond pattern centered along her butt crack.

   "How's that feel, Jess?" she asked, patting the full panties.

   "You're gonna get it SO bad for this, Tara," hissed Jessica, but I was
still confused.  Then Tara handed me the object she had gone to fetch.  It
was a large wooden paddle, like an undersized tennis racket--the kind you
play with at the beach, batting a rubber ball back and forth.  It felt
pretty light in my hand, but solid nonetheless.  "What do I do with this?"
I asked.

   Tara laughed, and Jessica rolled her eyes.  "Scramble the eggs, Fred!"
Tara gave me a little push toward Jessica's back end.  "Jess, grab your
ankles so he has a good target." I finally got the picture as I stared at
the red and white covered, firm butt now raised for me, lumps protruding at
its base.  This was going to be unreal.

   I stepped up to Jessica like a batter entering the box.  Drawing the
paddle back up behind my shoulder, I shifted my weight, then threw it
forward, driving the hard wood solidly into the cheeks in front of me. 
Wood met flesh with an odd, splurting noise, kind of like a tube of
toothpaste exploding.  Jessica's underpants spewed egg yolk from the leg
holes, and Jessica's hands shot to her backside, then pulled away just as
fast, covered with gooey egg.  As she brought them back forward, I drove
the wooden paddle back into her ass a second time.  The CRACK!  was much
more clear this time, and Jessica snapped upright, head tossing backward.
"OW!  SHIT!" she cried, grabbing the edge of the table to steady herself.
"One more for good measure," I said, swinging again at the oozing cotton
panties.  SHWACK!  Again, wood met hindquarters, and wood won, propelling
Jess up onto her toes with a howl of pain.  "I think that ought to have
scrambled the eggs nicely, don't you, Tara?"

   Jessica was rubbing her backside furiously, heedless now of the yellow,
eggy mess that covered her hands.  Tiny egg rivulets oozed out of her
formerly pristine panties, now a complete mess of yolk and shell.  "Shit!
Shit!  Shit!" she said, trying to rub the sting out.  "That fucking HURT!
Oh my GOD, that is fucking GROSS!" She peeled open the back of her
underpants gingerly, peering down at her butt.  "Ugh!  Now I know why you
told me to bring a change of clothes, Tara!"

   I looked at the young blonde questioningly, but she just shrugged and
smiled.  "I thought it sounded like a good idea after last time," she said.
"Still think my pasta wedgie was funny, Jess?"

   The brown-haired girl shook her head emphatically.  "I had no idea -"I
am SO understanding you now.  How could anyone even imagine what this feels
like?  Look, is it OK if I jump in the shower and change before we go on? I
mean, it'll take a few minutes for you to clean here anyway, and I have GOT
to put on something else.  Please?"

   For the first time, I felt a little nudge of sympathy for Jess, but it
passed very quickly.  Tara, however, was a much nicer person than I was,
and Jess hobbled awkwardly off to Tara's shower upstairs, knapsack in hand.
I grabbed some paper towels, and Tara got the sponge, and the two of us set
to work cleaning up some of the mess.

   Fifteen minutes later, when Jessica rejoined us, the kitchen was neat
once again.  "Wow--you guys move fast," she said, staring at the clean
floor. ."Practice makes perfect," Tara answered, a wry smile on her face.
"So, Fred, do we pick up the game again?"







   I shook my head.  "I think you guys have had enough practice for one
day, don't you?"

   Jessica surprised me by objecting loudly.  "No way!  I want a shot at
getting even with Tara for that egg thing.  How could you even consider
putting that in the game?  And I still owe her for the ice, too."

   I looked over at Tara.  "How do you feel about that, Tara?  Do you want
to keep playing?"

   Tara shrugged.  "I'm fine with it, but -"well, couldn't we get a little
more probability practice into it?  We sort of got off track with the cards
for a while, and I really do want to get my grade up."

   I thought about it for a moment.  "Hmm.  Okay, how about this?  We'll
stop the card game, and do a practice test.  Each of you have had a chance
to review your probability skills, and you can study your notes for a few
minutes while I write up the test."

   "Okay," Jessica nodded, "but what about my chance to get back at Tara?"

   "If the two of you combined miss more than three problems, we roll a die
for each of you who made a mistake.  That -(TM)s the number of draws you
have to take.  And to make it interesting, we'll mix all of them together
in one bowl to draw from, so you could get anything.  That should give you
a good chance to see Tara take a penalty or two, Jess."

   "Forget it!" smiled the beautiful teen.  "If I don't miss any, I don't
take any penalties, and I don't plan to miss any!"

   "We'll see.  Start reviewing!" I took out my notebook and began to
create a quick test.  About 15 minutes later, I had a good 20 problem quiz
ready, copied onto two sheets of paper.  "You'll have 20 minutes to finish
this, ladies," I said, handing each a sheet.

   The two immediately started to work, calculating as quickly as they
could without making errors.  With the penalties so unregulated, there was
a great deal at stake, and neither could afford a foolish mistake.  While
they worked feverishly, I was able to watch Tara.  She was chewing on the
tip of her eraser as she struggled with a problem, eyes totally focused. 
It was the same look I had seen countless times when I watched her playing
softball or volleyball.  She had an incredible intensity about her; it was
as if everything narrowed to a point for her, and the rest of the world
disappeared when she concentrated, and I wondered what it would be like to
be the one she was concentrating on.  It seemed as close to perfect as
anything could be.

   My feelings for Tara had certainly grown over the last two weeks.  I had
spent last week thinking about her non-stop, and today I find out that
she'd not only not been horrified by our previous evening, but had also
planned a second session without my knowledge!  There was no question that
she had decided to rope Jessica into this, whatever her reason, and that
she had come up with new penalties--penalties she knew she might well end
up suffering--suggested --what?  That she enjoyed this?  That she liked me
enough to put up with it?  But then why had she cried earlier?

   If I wanted answers, I knew I needed to talk to Tara, but I wasn't sure
I had the courage to do it.  How do you tell someone that you are totally
in love with them without sounding pathetic?  And how do you explain why?
Or that what you want more than anything else is just to be able to have
her curl up with her head on your shoulder and sit?  Or at least to do that
after having had incredible, wild, hot, unrestrained sex, but that you'd
happily settle for the former?

   My reverie was broken by the beeping of the timer on Tara's microwave.
The 20 minutes were up.  "Okay, ladies, time to turn in the papers.  Let's
see how you've done."

    -�Oh, I KNOW how I did, -� smiled Tara.   -�The real question is if
Jess here can keep up with me better here than on the court. -�

    -�You wish, -� Jess snorted.   -�And if I remember correctly, I had a
batting average ten points higher last season. -�

    -�And you think that helps you with this? -� Tara replied, still
grinning.   -�Let -(TM)s up the stakes, then, shall we? -�

    -�Name it.  I -(TM)ve already gotten you topless in front of Fred here
today; if you want to be even MORE embarrassed, I -(TM)m not gonna stand in
your way, -� said Jess.

    -�Guys, don -(TM)t you think -- -� I tried to interject, but was cut
off by two girls simultaneously answering,  -�Shut up, Fred! -�

   I shut up.

    -�OK -"you liked making me strip?  Let -(TM)s see how YOU handle it, -�
Tara continued.   -�Fred hasn -(TM)t checked the papers yet, so here -(TM)s
my bet - the person with the lower score has to remove one piece of
clothing for each problem they missed over the other person -(TM)s total.
If I miss four, and you miss two, I have to take off two pieces of
clothing. REAL pieces.  Shirt, shorts, bra, or underwear.  Unless you want
to admit now that I -(TM)m better at this than you are, and save yourself
the embarrassment of having to strip for our tutor here. -�

   Jessica -(TM)s eyes widened briefly - this probably was a lot more than
she was expecting from Tara - but she quickly recovered.   -�You -(TM)re
on. Just like MY clothes will be.  Yours -" not so much. -�

   Excitedly, I began to check the tests.  It didn't take long, as I had
written down the answers as I wrote the quiz.  Both girls had done
extremely well, I thought--Tara answered 19 problems correctly, while
Jessica answered 17 correctly.  The main difference was that Tara had
answered all of her questions correctly, and just ran out of time with olne
remaining, while Jessica had answered all but one, but had made two
mistakes."You two did an excellent job!  Jessica, you scored 17 out of 20.
I'd say you've got the hang of this probability thing now.  Bet you both do
even better on your test next week, too.  Tara, though, was nearly perfect
- 19 of 20 correct! -� Tara pumped her fists excitedly, while Jessica
rolled her eyes.

    -�So, Jess --.what -(TM)s it gonna be? -� Tara asked.   -�Topless? 
Bottomless?  Hanging out in your undies?  What -(TM)s your pleasure? -�

   Jessica flipped her the bird.   -�You make this out to be a big deal,
but it -(TM)s just underwear. -�

    -�You -(TM)re right, -� I said.   -�So --give me your underwear,
please! -�

   Jess looked at me with an amused expression.   -�Right.  As if. -�

   I looked right back at her, arms folded.   -�I -(TM)m serious, Jess. 
Bra and panties, please. -�

   Tara looked at me, puzzled, then her eyes got big and she burst out
laughing!   -�Fred -(TM)s right!  It was my bet, and I never said WHO chose
the clothing the loser has to give up.  I told you he was smart! -�

    -�No way!  That wasn -(TM)t the deal! -� Jessica protested.   -�I never
said he could pick! -�

    -�You never said he couldn -(TM)t, either!  Besides, what -(TM)s the
big deal, right?  You don -(TM)t think taking something off is a big deal,
right? -� Tara grinned wickedly.   -�I think this sounds PERFECT to me. -�

   Jessica rolled her eyes.   -�All right, have it your way, -� she said. 
-�But I -(TM)m wearing a sports bra, so I -(TM)m turning around to take
this off.  You don -(TM)t get a look at THESE goodies, too, buddy. -�

   I raised my hands in a  -�no problem here! -� gesture, and with a sigh,
Jessica turned around and faced away from me.  She quickly shed her pale
yellow T shirt, then, still holding it in one hand, pulled off the sports
bra.  I knew that there was a substantial pair of breasts out facing away
from me at the moment, but I resisted the urge to look, instead focusing on
Tara.  She was looking at me, and smiled when I met her eyes.

   Meanwhile, Jess had quickly pulled on her T-shirt again, and was now
realizing that it was no easier to remove underwear while wearing shorts. 
-�I don -(TM)t suppose that I -(TM)m allowed to step around the corner to
take off the undies, am I? -� she asked, looking over her shoulder at us.

    -�Nope, -� said Tara.   -�Don -(TM)t worry.  It -(TM)s just being
half-naked in front of a guy you barely know, right?  No big deal, is it?
-�

   Jessica blushed, recognizing the obvious karma coming around.  Was that
actually a little nervousness in her eyes?  I didn -(TM)t get enough time
to look, as she turned away again.  With a deep breath, she pulled her
shorts and panties down in a single quick motion, stepping out of the
underwear quickly and then hurrying to get her feet back into the shorts.
It only took about five seconds total for her to complete the move, but
during that time I got a glorious view of Jessica -(TM)s backside.  Hers
was fuller than Tara -(TM)s, which wasn -(TM)t a surprise given how the two
had completely different body types.  That said, Jessica was far from
unattractive, and a naked girl -(TM)s butt rarely comes unappreciated when
you -(TM)re a self-professed geek in high school.  I think the word that
would best fit would be  -�spankable. -� It was fleshy enough to have a bit
of bounce but rounded enough that Jess -(TM) powerful thighs didn -(TM)t
look disproportionate or overlarge with it.  It also sported a couple of
bright red spots on each cheek, where the paddle had done its work earlier.
I caught just a tiny hint of lower lips as she stepped into the shorts and
pulled them up.

   Clothing diminished but back in place, Jessica turned back to us,
holding her sports bra and a pair of pink underpants.   -�Ok, happy?  I
-(TM)m riding commando.  That work for you, Fred? -�

    -�It certainly does, -� I said, looking at her appreciatively.   -�I
hope you don -(TM)t mind me being disappointed that you didn -(TM)t miss
one more problem, though.  I think I would have been impressed by that
view, too. -�

   That earned a slightly warmer smile from Jess.   -�A man can dream,
right?  Sorry to disappoint. -�

    -�Still standing here -- -� Tara muttered.

   I turned back to her.   -�So Tara, you still need to work a little on
getting your speed up, but your accuracy is fabulous."

   "It's so frustrating," she replied, shaking her head.  "I know the
answers, but I just can't get them down fast enough.  I try to hurry, but
when I hit a tough problem, I can't look away from it.  It's like I have to
find the answer, no matter what!"

   "Don't beat yourself up," I said.  "Last week you moved much more
slowly. You're improving."

   "What about me?" asked Jessica.  "Do you think I should work more
slowly? I made a couple of dumb mistakes."

   "Yeah, but this was your first real quiz, too, and under tight time
pressure.  You'll do better with a regular test--you'll get extra time, and
there won't be the threat of penalties, either, to distract you."

   Tara sighed.  "Somehow I knew we'd get back to that.  You just had to
miss three, Jess --we almost got out of here in the clear, you know. -� She
picked up the die and rolled.   -�Three --ugh.  You don -(TM)t have to be a
genius in probability to know that three draws rom that bowl isn -(TM)t
going to go well. -�

    -�You should know, -� her friend retorted.   -�You WROTE a bunch of
these.  What the hell were you thinking, anyway? -� Picking up the die,
Jessica shook it and rolled.  A three again!   -�CRAP!  Well, at least I
don -(TM)t get MORE penalties than you do. -�



   Tara blushed.  "I have no idea what I was thinking, -� she said,  -�but
I suppose we ought to get this over with.  Do you want to draw first, or
should I?"

   "I will," said Jess, reaching into the now-overflowing bowl.  "Not to be
nice, though.  First draw has best chance of getting an easy penalty!" She
smiled grimly.  "Anything has to be better than that egg thing." Taking a
slip, she unfolded it.   -�Oh, no --come ON, that -(TM)s just not right."
She crumpled it and threw it on the table.

   I uncrumpled the wadded paper.  The slip read LOSE SHIRT.  The irony was
almost too much to handle.  I realized that Jessica had been doubly unlucky
as well, as she was right about the odds of drawing first being better for
an easy penalty.  She had, in fact, drawn an easy penalty, but because of
the test errors, it suddenly took on totally different proportions.

   For a minute, I thought she might refuse the penalty.  For all her
bluster, this clearly took the wind out of Jessica -(TM)s sails, and I
wondered if she was in the same boat as Tara when it came to exposing
herself to someone of the opposite sex.  I couldn -(TM)t remember her
dating anyone, but the school was big, and we weren -(TM)t in the same
circles.

   Tara read the slip, and winced.   -�Look, Jess, if you want a do-over on
that --I mean, Fred gave me a break last time, and it would be fair -- -�

   Jessica smiled at her friend.   -�Tara, you -(TM)re so damn nice!  Only
you would even think about letting me off the hook when I basically made
you flash him before. -� The brunette sighed and looked at me critically. 
-�Not gonna lie, Fred.  You are so not the guy I want to do this for. -�

    -�There -(TM)s a guy you want to do this for? -� Tara asked, intrigued.

    -�Not at the moment! -� her friend laughed.   -�Fuck.  I laugh when I
-(TM)m embarrassed.  I guess you get to see my proportions now, huh? 
Figure out how I measure up? -� Jess was now blushing furiously, and while
she had the grin on her face, it was a weak one, and her fingers were
trembling a bit.

    -�You don -(TM)t have to -- -� I began.

    -�Yeah, I do, dammit, -� she said, and pulled off the yellow T shirt,
dropping it on the ground.

   For the first few seconds, she didn -(TM)t look up, but even if she had,
I probably wouldn -(TM)t have seen it, because I was staring at her bare
breasts -"the second pair I -(TM)d seen today!  And to be honest?  They
were pretty fabulous.  Where Tara was a more modest size, Jessica -(TM)s
chest was significantly more than a simple handful.  Her breasts settled,
spreading out now that they were free from the confines of the sports bra.
The tan on her upper chest quickly turned pale on the bare skin, and her
nipples were darker than I would have expected.  Maybe it was a bit cold in
here, or maybe the effect of the ice from earlier was still lingering,
because they were stiffening visibly -"or maybe that was the awareness that
Jessica was suddenly having of Tara -(TM)s earlier experience and just how
embarrassing and awkward it could be.

   Then she looked up, and met me eye-to-eye.  I have to admit that I hadn
-(TM)t been particularly sympathetic about her situation, and had rather
enjoyed seeing her take the paddling earlier, but it was clear that this
was costing her something, and I was impressed that she hadn -(TM)t taken
the easy out Tara had offered her.  So I ripped my eyes from the impressive
sight and looked away.

    -�That -(TM)s plenty, Jess, -� Tara said.

    -�That -(TM)s what he said, -� Jessica replied without missing a beat.
The tension broke, and all of us laughed.  Jessica gratefully put her shirt
back on, and nodded to her friend.   -�Your turn, Tara."

   She shoved the bowl over to the blonde.  Tara closed her eyes, drew a
slip, and handed it to me.  I opened it and read aloud: TAKE A COLD SHOWER
FOR TWO FULL MINUTES.  Tara swore.  "Why do I always pick the tough ones?"

   Unhappily, she led the way upstairs to her bathroom, where a pile of
messy, eggy clothing sat as testimony to Jessica's earlier bad luck.  The
teen turned on the cold tap of the shower.  "Start timing!" she said, and
stepped inside.The water cascaded over Tara, drenching her almost
instantly. This alone would have been plenty to arouse me, but the cold
began to stiffen her nipples, too, and as she stood there shivering, the
wet cloth pressed to her body, I felt my heart pounding.  She really was
the single most beautiful girl I had ever seen.  Many girls look like
drowned rats when they get caught in the rain.  Tara looked better than any
supermodel to me.

   All too soon, her two minutes were up.  She shut off the water, and I
handed her a towel, which she accepted gratefully, rubbing herself with it
briskly.  It really didn't make much of a difference; her clothing was now
soaked through.  She was so busy trying to towel off that she didn't notice
that her pink shirt, once just pale, was now transparent, and that her bra
-"well, her bra was pretty much transparent, too.  It wasn't nearly the
view I had had earlier, but it was still pretty magnificent.  I watched her
bend over to get to her legs, and admired the sleek bottom in front of me,
straining against the tight, wet shorts.  Then she stood up, dropping the
towel on the counter of the sink.  "Well, that sucked!" she said.  "I guess
it's your turn again, Jess.  You better hope --AAAH!  SHIT!"

   That would be the moment Tara saw herself in the mirror.  She moved
very, very fast, snatching the towel back up and wrapping it around her
torso, then giving the two of us a dirty look.  "You could have mentioned
that!" she said accusingly.

   "He's seen it before, you know," Jessica answered, poking Tara in the
ribs.  Tara was obviously not amused.  "Sorry," I said honestly.  "Under
certain circumstances, like seeing a beautiful woman semi-topless, I'm
afraid it's hard (Here Jessica let out a huge snort, which I pointedly
ignored) for me to talk.  My brain kind of overloads."

   "Well, the peep show's over," Tara said firmly, stalking out of the
bathroom.  We followed, heading back downstairs while Tara took a moment to
pull on a fresh shirt in her bedroom.  A dark one.She returned to the
kitchen to find us waiting, Jess having already drawn her second penalty of
the three.  "So, what's on the slip?  It ought to be something good.  I've
had terrible luck tonight, and she -(TM)s had it easy! -�

   "Easy?  You call getting your butt beaten with raw egg easy?"

   "Let's just see what the next penalty is, OK?" I said, intervening
before the argument escalated further.