Note: This story was dynamically reformatted for online reading convenience.
 
 ï>¿Life's Lessons by Story Guy co-author - Brit Nerak

   Life�s lessons - 1

   Karen was a typical 12 year old.  She went to school, had many friends,
and was normal in every way.  She still had a typical "little boy" body but
things were beginning to stir.  She had learned all about sex in school but
hadn�t thought much about it until lately.  For the last few months she
had started noticing her own body.  At times, after a shower, she would
look at her naked body in the mirror.  Her breasts seemed to be a little
bigger than they used to be; her nipples a little bigger and the darkness
around them a little larger; the bare skin at her pussy seemed a little
fuzzier than it was.

   Her friend, Abby, was the same age but was ahead of Karen.  Although not
developed much, her breasts already protruded on her chest forming two
small mounds which, Karen thought, looked really nice poking up under a tee
shirt.  Where Karen seemed to think she had a little more fuzz on her
pussy, Abby had told her she had begun to get dark hairs "down there".

   As they had been doing for years, the weekend was coming up and one
always spent the night at the others house.  This weekend was Karen�s
turn to go to Abby�s.  She had spent the morning doing her chores and had
gone to the store with her Mom.  On the way back Karen�s Mom had dropped
her off at Abby�s.

   Abby happily had let Karen in the door and promptly led her quickly into
her room.  "You seem awfully happy today," Karen remarked.

   Abby giggled and then seemed to get serious.  "You gotta promise not to
tell anybody!" "Tell them what?" Karen questioned.

   "No!  You can�t tell anybody!  Promise!" Abby replied.

   "OK� I promise I won�t tell anyone.  What aren�t I telling them?"
Karen relented.

   "My Mom bought me a bra!" Abby blurted.

   "Really?  Neat!  Can I see it?" Karen excitedly asked.

   "I�m wearing it!  Did you think I�d just stuff it in a drawer or
something?" responded Abby. "Oh�" Karen began.  "Ah� um� sorry.  I
wish my mother would get me one," sighed Karen.  "She says she�ll get me
one when I grow� but I�m growing now."

   Abby was silent for a minute.  Just as Abby was going to say something,
Karen added in a whisper, "I�m even starting to get hair."

   Abby was now curious.  "Do you ever look at yourself in the mirror?"

   "Of course, dummy, everybody looks at mirrors."

   "No, I don�t mean just look, I mean look at yourself when you have no
clothes on," Abby explained.

   "Yeah," Karen blushed.

   "Me too," Abby continued.  "You can�t really see that well though�
Um� If you want, we can look at each other.  That way we�ll be able to
see better, OK?" Karen paused.  "I�ll let you try on my bra too, if you
want to," Abby added.

   Karen hesitated.  It would be fun to try a bra on but she wasn�t too
sure about letting Abby look at her naked body.  It was one thing to change
in front of her but to actually let her friend study her was something
else. The urge to actually put on a bra proved too much of a temptation
though.  "OK," Karen finally agreed.  The two sat on the floor looking at
each other for a moment.  "You gonna take it off?" Karen asked.

   "Of course, silly!" Abby nervously giggled as she reached for the bottom
of her tee shirt.  Karen followed suit pulling her top off too.  "Jeans
too," Abby added.

   Karen hadn�t planned on taking her jeans off but Abby already had hers
at her knees.  Feeling trapped, she slowly undid the jeans and placed them
in a heap next to her with her top.  Shyly she folded her arms covering her
developing chest.  As Abby unhooked her bra and let it slide down her arms,
Karen reached for it.

   "Can I see how much you�ve grown first?  You can look at me too if you
want," Abby requested.  Karen nodded.  She had already agreed but was still
a little hesitant.  Her arms fell to her sides. The two studied the
other�s breasts for a moment or two.  Karen noticed Abby�s tits were
already swollen mounds standing out from her chest.  They were still quite
small but bigger than hers.  She was surprised that Abby�s nipples
didn�t seem any bigger though.  At least that made Karen feel better.

   "I�ll let you touch �em if you want," Abby said softly.  "OK if I
touch you too?"

   "OK," mumbled Karen.  She watched as Abby�s arm left her side and her
hand rose to her breast.  Gently Abby�s hand touched her tit, making
Karen blush.  At first the hand just rested but eventually Abby began to
explore the developing breast.  Karen had touched herself many times, of
course, but this was the first time someone else had touched her.  It was
strange but at the same time it felt nice.

   "You can touch me too," Abby muttered, without removing her hand. 
Slowly Karen brought her hand to Abby�s chest, cupping the mound there.
It felt soft yet firm.  She could feel Abby�s nipple poking into the palm
of her hand.  It was almost like a tiny pebble.  The feeling of it made her
aware her nipple was also hard.

   Odd feelings began to stir within Karen.  She blushed slightly as a
little tingle started between her legs.  The initial embarrassment of
having her friend touch her bare chest was dissipating.  Abby�s hand was
slowly rubbing Karen�s just developing breast but the sensations being
produced seemed to be all over her body.

   Karen mimicked Abby�s movements, gently massaging the soft flesh of
her breast.  She envied Abby.  Abby already had the "look" of womanhood. 
Her tits, even though still small, bulged out from her chest.  Her nipples
were mounted on still another bulge, forming a little hill on her
protruding breasts.

   A noise came from behind her and Abby gasped.  "Todd!  What are you
doing here?" Abby blurted.

   "Having fun?" Abby�s brother smirked.

   "Get out!" Abby yelled.  She quickly pulled her hand from Karen�s
chest and covered her own. Todd was Abby�s older brother.  He was 14. 
The two siblings got along well but each had their own circle of friends
and rarely went anywhere together.  "I know what you were doing," Todd
began.  "You were checking each other out.  I wonder what Mom would say�"

   Abby gasped.  "Please don�t say anything!  We weren�t doing
anything."

   "Tell you what�" Todd suggested.  How �bout if I stay and join you
guys.  I can�t very well say anything if I�m in on it too.  We can all
look at each other; you can look at me and I�ll look at you, OK?"

   "You�ll get naked for us?" Abby asked, now calmer but still trying to
cover herself.

   "Sure, why not?" Todd answered as he pulled his shirt off.  "You guys
will get naked too, right?"

   Karen looked over her shoulder as Todd undid his jeans and pushed them
down, revealing a very obvious bulge.  She heard Abby say, "OK." Things
were going much faster than Karen could comprehend.  Her eyes widened and
her face turned crimson as Todd pushed his underwear down.

   There before her was a real live erection!  Naturally she knew about
them but she was actually seeing one now and not some drawing in a book. 
She was amazed at how big it was.  Karen couldn�t believe boys had
something that big between their legs and she had never noticed anything
before.  The other thing that shocked her was the dense patch of dark hair
he had.  She knew "adults" had public hair but she hadn�t expected so
much on someone not much older than she was.

   Both girls watched with mouths gaped as Todd stepped out of his
underwear and walked over so he was almost between the two of them forming
a circle.  Karen�s arms had fallen to her side.  She had momentarily
forgotten she too was naked, except for her panties.  Her eyes remained
glued to Todd�s cock as he sat Indian style next to her.  His cock was
standing straight up in the air. Reality slammed back when Todd spoke. 
"You guys gonna finish getting undressed?"

   Karen felt the blood rush back into her now faded face.  Her mind was in
a whirl.  She had changed in front of Abby many times but had never really
"gotten naked" even for her.  Now Todd was asking her to do it in front of
him!  Nervously she looked at Abby.

   Abby, too, was fascinated by what her brother had previously been hiding
between his legs.  She was paying no heed to Karen, but rather staring at
the manhood recently exposed to her.  She didn�t comment on her
brother�s request but, almost automatically, her hands went to her
panties.  She was nearly mesmerized as her thumbs hooked into her panties
and she pushed them down; never taking her eyes of her brother�s crotch.

   Karen couldn�t believe what she was watching.  Abby, without looking
at her or asking if it was OK with her, was taking her panties off in front
of her brother.  Karen began to tremble out of both fear and excitement. 
Like any girl, she had wondered what boy�s "looked like" but had never
expected to find out today.  Abby boosted her ass from the floor, pushed
her panties to her thighs, and then completely off.  Casually, it seemed to
Karen, Abby dropped her last article of clothing on the pile next to her.
She was now completely naked.  She was still not exposing much as her knees
were tight together in front of her.

   Todd watched as his sister pushed her panties off.  He wanted to see
more but knew that would be coming.  For a moment he studied her small but
well formed tits.  Karen watched, still frozen in place and trying to
comprehend what was happening.  The other two seemed to be ignoring her
thankfully.  Suddenly both turned toward her.  Although they remained
silent Karen knew what they wanted.

   Karen�s hands were visibly shaking as she reached for her panties. 
Although it probably couldn�t, she thought her face turned even redder as
she slowly pushed the waistband down.  Karen wanted to die as she realized
that, unlike Abby, she had been sitting on her feet with her bent legs in
front of her.  In order to get the panties off she would have to lift up
and there would be no knees in front of her to "protect" her modesty.  She
would be completely exposed.

   She hesitated momentarily trying to muster the courage to take that
final step.  Both Abby and Todd were nude and watching her.  If only there
was some way out, but there just wasn�t.  Karen took a deep breath and
stood up on her knees.  Looking down at the floor, she pushed her panties
down.  Quickly she sat again but her panties still clung to her thighs. 
Somehow she knew she had to get them the rest of the way off but, in the
position she was in, she had no idea how she was going to do it.

   She glanced up at Todd to see him smiling.  He probably didn�t see her
look at him because his eyes were focused at the joining of her legs,
making things even worse.  Knowing no other way to get her panties off,
Karen stood up on her knees again, once more giving all a good look at her
assets, shuffled her legs around and quickly sat back down with her knees
in front of her.  She could now easily get the panties off and also had the
protection of her legs to cover herself.  It didn�t make much difference
because she knew both Abby and, more importantly, Todd had already seen
everything she wanted to hide but at least she felt better now.



   Life�s lessons � 2

   For a while the three nude friends just sat staring at each other.  Abby
and Karen each sat with their knees against their chests and their arms
tightly wrapped around them.  Todd, on the other hand, sat Indian style. 
His legs were wide apart giving the girls a clear view of not only his
stiff cock as it pointed skyward but also the sack below which held his
jewels.

   Todd studied what he could see of each girl carefully.  His sister,
Abby, had her heels tight against her pussy, hiding it from view.  Her
tits, though covered by her knees, were visible from the side.  He had
noticed she was beginning to develop but hadn�t realized how "big" she
had actually gotten.  Her small breasts bulged out from her rib cage more
that he had suspected.  Unfortunately she was covered too much to actually
see anything so his focus switched to Karen.

   The first thing he noticed was Karen�s tits did not bulge like
Abby�s did.  Maybe it was because her knees seemed closer to her chest he
thought.  He then lowered his gaze.  Happily he noticed Karen�s heels
were not covering her pussy.  Granted, they were in front of it but there
was still space enough for him to see a little.

   Todd was fascinated by the fact Karen�s pussy lips bulged out between
her legs.  Naturally he knew about female anatomy from sex ed books but he
had thought the area to be smooth and close to the body.  A thin line
divided the two protruding lips.  He carefully studied her for a moment
before speaking.  "This isn�t fair!  You can see everything of mine and
you both are covering up.  You said if I let you see me, I could see you."

   Karen looked up at Abby questionably.  She had never really agreed to
anything.  She had only stripped because the other two did.  Just being
naked with Todd sitting there was bad enough.  Did he expect her to spread
her legs for him too?

   Abby didn�t return Karen�s look.  She was too mesmerized by the pole
sticking up between Todd�s legs.  He may have been her brother but he
still had one of "those" and it was the first one she had ever seen. 
Fearing he would "end the game" if she didn�t do as he asked, she slowly
unfolded her arms and let her knees fall apart.

   Todd watched wide eyed as Abby�s protective knees gave way and
revealed what they were hiding.  He knew many girls who had bigger chests
than his sister had but they were always covered by clothes.  Abby�s legs
separated revealing a real tit to him.  Although small, its shape was a
perfect "puffy" as his friends called them.  Her legs were still moving
though.

   As they parted, the shadow of her pussy hair came into view.  It was
sparse maybe, but short, straight, dark hair was definitely visible. 
Nestled in, but not covered by, the hairs was a pair of pussy lips divided
by her slit.  A smile came over Todd�s face as he saw his first
completely naked girl.  After staring for what he thought may be too long,
he looked up and saw Abby smile back at him.  Almost in unison, they turned
their faces toward Karen.

   Karen felt her stomach flip as the two nude and exposed siblings look at
her.  She had just mustered the courage to look over at Todd but had torn
her eyes from him quickly.  Her knees were still in front of her.  The
stares from the two others, now both sitting Indian style told her what
they expected.  Karen let her arms drop but held her position for a moment.
She looked at Abby, now more exposed than she had ever seen her, and then
at Todd.  His stiff cock twitched, when she glanced down, almost waving to
her.

   A chill swept through her from fright but at the same time she felt a
wave of excitement.  Knowing she couldn�t delay any longer, and
rationalizing they had already seen her anyway, Karen slowly dropped her
knees and switched into an Indian style position, finally letting the other
two see what they wanted.  She felt a little tinge of embarrassment because
of her apparent lack of maturity, but surprisingly she didn�t really feel
humiliated by being naked now.  Somehow it had turned into fun to get naked
with Abby� and Todd.

   Once again silence fell on the three as each sat quietly studying the
others� bodies.  At first Karen just looked at Abby, still a little shy
about "looking" at a boy.  She envied Abby.  Her body was developing nicely
where Karen felt she still looked almost like a boy, except between her
legs, of course.  Even there, though, she felt a little inadequate.

   "I don�t have much hair yet," Karen muttered.  "It is growing though,
see?" she said as she pointed out a few strands of darkening hair. 
Suddenly it dawned on her what she was doing.  A rush of red covered her
face.  She had just pointed to her pussy drawing the stares of the other
two to her most private area.

   "You look nice," Todd answered softly, almost in a trance.

   His comment made Karen smile slightly even though she still felt
embarrassed.  "Can we touch your� ah� um� thing?" Abby asked.  Todd,
still staring at Karen�s pussy, nodded.  Abby reached out slowly towards
the boy tool between her brother�s legs.

   Karen watched wide eyed, almost in shock, as her friend�s hand inched
towards Todd.  Her own nudity faded as Abby�s fingers finally made
contact with a real boy.  Abby giggled slightly as a finger ran down the
side of her brother�s cock and gently touched the sack beneath it.

   "Feel it," Abby said as she briefly looked up at Karen.  Her short
glance ended as she again concentrated on the new found treasures she had
found.

   Karen hesitated.  Her stomach fluttered with nervousness.  Obviously
Todd was not going to object to her touching him but he was still a boy. 
Although Karen had known what boys had under their clothes, this was real.
She and Abby had even had many discussions about boys and had mock dared
each other to feel a boy�s crotch.  Karen had been brave then talking
about wrapping her hand around a boy and making him groan but that courage
was no where to be found now.

   "Lay down and open your legs so I can see better," Abby told Todd.  He
quickly complied, not wishing to do anything to jeopardize his impending
orgasm, which he could feel coming. Karen still hadn�t moved.  Todd was
now prone on the floor beside her.  His legs were bent at the knees and
spread widely giving her a perfect view of all he had.  Abby�s hand was
freely flowing all over him.  Karen looked up a little.  Todd was propped
up on his elbows.  A big grin was on his face.  She knew he didn�t mind
Abby touching his boy parts but somehow she just couldn�t.

   Abby stopped her explorations, leaned forward, and grabbed Karen�s
hand.  She gently pulled it forward as she repeated, "Touch him."

   Karen didn�t expel any energy to reach for Todd but she didn�t pull
back either.  Abby placed Karen�s hand between Todd�s legs.

   The warmth of Todd�s erection radiated into Karen�s hand.  Her
fingers rested on his ball sack.  She was both frightened and fascinated.
He felt hot; hard; soft; stiff, and, most of all, different.  Todd�s cock
twitched making her jump.  She knew all the information books had taught
her about boys but hadn�t realized they could actually move their pricks.
Quickly she jerked her hand away as Todd sat up.  He wanted desperately to
climax but was afraid he would.

   "Let me touch you guys too?" he asked.

   "It�s only fair," Abby answered, acting as though she was in charge of
all decisions.  "Lay down, Karen."

   Karen�s mind was still in a state of shock.  Her body was incapable of
movement.  She opened her mouth but words just wouldn�t come out.  Abby,
saying nothing, scooted over to Karen and eased her onto her back.  Karen
moved her legs so they were extended in front of her and tightly together,
although her body didn�t seem to have the strength to do anything at that
point.  Her eyes clamped tightly shut as a hand touched one leg and pulled
it away from the other.

   Karen lay in darkness as she felt someone, she wasn�t sure who and was
too afraid to look, touch her pussy.  She wanted to close her legs but
somehow couldn�t make them move.  Her face turned red as she felt her
pussy lips being parted.  Karen had never felt so exposed.  She imagined
two sets of eyes peering into the depths of her belly knowing her pussy was
gaped open.

   "Where�s the pee come out?" Todd mumbled.

   "Right here, stupid!" Abby replied in a sharp tone.  Suddenly Karen was
aware of a finger going into her body.  She wanted to die from humiliation
but at the same time, something felt really good down there.

   "What�s that?" Todd asked.  Abby didn�t answer but Karen felt a jolt
surge through her body as Abby touch something at the top of her slit. 
Again Karen felt her pussy lips being separated and a finger began to make
small circled at her opening.  Although she wanted to remain still,
Karen�s stomach muscles flexed as the finger bumped "that spot" on her
pussy again.  New and mysterious sensations began to happen in her body. 
As much as she was embarrassed by what Abby and Todd were doing to her, she
found herself enjoying the unusual feelings swirling in her body, even
though they were obviously being caused by them touching her pussy.

   "Now you," Todd said and Karen�s body was now abandoned.  She paused
before opening her eyes to see Abby easing down on her back.  Karen sat up,
relieved her ordeal was now over but still missing the touching and
sensations it had produced.

   Abby was now on her back and Todd�s hand was rubbing her protruding
tit.  "You can touch me too," Abby told Karen.

   Karen felt uneasy touching her friend but was curious to see if girls
had something between their legs she didn�t know about which would cause
the sensations she had just experienced.  Afraid of being too obvious if
she didn�t comply, Karen reached out slowly for Abby�s pussy.

   Although she wasn�t "interested" in a girl, Karen did want to know
exactly what was there now and this opportunity was far better than any
mirror she might use with herself.  Hesitantly at first, she brought her
hand to Abby�s pussy.  She paused, her hand resting between Abby�s
legs, to see if there would be any reaction.  Seeing none, Karen moved her
fingers so she could part the lips covering Abby�s opening.  Much to her
surprise, Karen saw a little knob like thing sticking up from the folds. 
It looked almost like a tiny boy cock there.  Gently she touched it.

   Abby moaned slightly as Karen�s finger nudged Abby�s little dick. 
Karen again nudged it with the same reaction except Abby seemed to open her
legs more.  Todd�s hand rode down Abby�s body and Karen pulled her�s
away.  Todd immediately replaced the vacancy left by Karen with his hand.
Karen watched as Todd rubbed back and forth a couple of times.  He then
maneuvered a finger along Abby�s slit and pushed it in.  Karen watched as
the finger disappeared inside Abby. Abby quickly sat up, pushing Todd�s
hand away.  "I wanna look at you some more," she stated.

   Todd, still hoping he would climax, lay down again with his legs parted.
As soon as he did, Abby reached for his cock.  "Let�s make him squirt,"
she giggled.



   Life�s Lessons � 3

   Todd, now on his back but still propped up on his elbows, watched as
Abby reached out for his stiff erection.  His cock was throbbing and he
knew he was close.  The added stimulation of a girl�s hand where only his
had been before excited him even more.  Being with two naked girls and
being able to touch them was worth the humiliation of being naked in front
of them.  The difference between him and the girls was, unlike the girls,
he wanted them to touch him.

   Abby wrapped her hand around the shaft between Todd�s legs.  She
hadn�t really noticed before but if felt hot to the touch.  Curious to
see how far her brother would go, Abby told him, "Roll over so we can look
at your bum."

   At this point, Todd was willing to do anything � as long as he could
cum, and soon.  He wanted Abby to continue but she had already stopped and
he knew she would do nothing more until he complied with her request. 
Reluctantly he rolled onto his stomach and waited while she looked him
over.

   "Get on your knees," Abby ordered.  Todd groaned softly but did as he
was asked, hoping they would soon start touching him again.  "Open your
legs so we can see your stuff," Abby ordered again and again Todd obeyed.
He was rewarded when a hand snaked between his parted legs and ran up his
cock.

   Unfortunately for Todd it didn�t stay and play with his cock.  The
hand slid back down, slid across his balls, and left.  He began to move
when Abby said, "Wait!"

   For the first time in her life Abby was beginning to feel the power she
held over boys.  This boy might have been her brother but it seemed he�d
do anything she wanted him to do as long as she was naked and touched him
where he wanted to be touched.  All the things he had ever "made" her do
she didn�t want to do rushed into her brain.  He was older and always the
boss.  Now it was her turn.  She looked at his puckered asshole.  Knowing
she�d never let him touch her there, she placed her finger on his
opening.

   "What are you doing?" Todd exclaimed as he stood up on his knees and
turned toward her.

   "You put your finger in us, I�m gonna put my finger in you.  If you
don�t want to fool around anymore, we can stop now," Abby challenged.

   Todd knew boys weren�t "supposed" to have that done to them but his
cock was still rock hard and he desperately wanted to cum.  "If I let you,
will you rub my prick some more after?" he asked.  With a grin from winning
the battle, Abby nodded.  Todd slowly got on his hands and knees again. 
The last thing he wanted was Abby�s finger poking into him but his penis
was now in charge and if it got the attention it wanted, it would gladly
sacrifice any other body part.

   Abby realized she had gotten a little carried away with her powers.  She
really didn�t want to put her finger in "there" but she couldn�t
surrender now.  Slowly she brought her finger back to his rear opening.  He
jumped when she touched the puckered opening but did nothing to stop her.
She pushed a little but nothing happened.  Abby wanted to quit but knew
she�d be the looser if she did.  She waited a moment then pushed much
harder.  Todd grunted as her finger entered him.  She looked at the finger,
which was buried up to the second knuckle.  She�d won.  "K," she mumbled
as she pulled her finger away.  Todd rolled over onto his back again.

   His still hard cock waved in the air above his belly.  Knowing she had
won her battle and shown him "who was the boss" it was now time to reward
his behavior.  Abby reached down and grabbed his "trophy" victoriously.

   After holding it for a moment, she looked up at her smiling brother. 
Abby didn�t really know what to expect as she looked into his face but
she didn�t see any hint of emotion other than the smile.  She then looked
over at Karen, who was still sitting a few feet away.

   "You gonna do it too?" Abby asked.

   Karen blushed slightly.  At first she thought Abby was talking about
putting her finger in his ass, but obviously that wasn�t what she meant.
Karen wanted to touch his cock again.  She had already touched it though.
What she was supposed to do now.  After waiting an uneasy moment, Karen got
up on her hands and knees and crawled over to Todd�s side.  Abby let go
of his prick and moved, making room for Karen, but Karen didn�t notice
her even move.  Her eyes were now focused on Todd�s prick.  It was almost
like nothing else in the room, including Todd and Abby, even existed any
longer, save Todd�s manhood.

   Abby leaned back some and watched as Karen slowly reached forward. 
Karen had been so engrossed she hadn�t bothered to sit back down and was
still on her one remaining grounded hand and knees.

   Abby leaned back a little and looked between her friend�s legs.  They
were parted enough so she had a clear view of Karen�s pussy.  It seemed
more puffed out now.  She noticed a distinct glistening along her slit. 
Because of Karen�s position, her ass cheeks were also separated.  A tiny,
puckered opening was clearly visible.  Abby was tempted to touch it to see
if it was any different but didn�t fearing Karen would say something.

   Karen was no longer aware of her own nudity.  Todd�s cock had
succeeded in just about hypnotizing her.  Her hand was resting on his leg,
just a fraction on an inch from his hard pole.  Her self-consciousness now
completely gone, she moved her hand to the target.  She pushed his cock
down, pinning it between her hand and his belly.  She still didn�t
understand erections, but that didn�t matter now.  It was no longer "his"
prick; just "a" prick.

   Todd watched as Karen began to toy with his cock.  Her position and
angle to him gave him a bonus; her tits were clearly visible to him. 
Somehow they looked bigger now.  They protruded nicely from her chest.  He
noticed her nipples more too as they jutted out from the dark bulge on her
white hills.  He wanted to touch them again but knew they were out of his
reach and he wasn�t about to make any movement fearing Karen would stop
doodling in his crotch.

   Abby had stopped looking at her brother and was now staring at the gash
between Karen�s legs.  Slowly she reached back more until her hand was
almost directly behind her friend.  Abby looked up to see Karen finally
wrap her hand around the hardon between Todd�s legs.  He exhaled noisily
as she did.  "Do him," she mumbled softly to Karen.

   Karen needed the little encouragement Abby gave her.  She did know she
was supposed to rub his cock from talks with girlfriends about such things
but talking and doing were two different things.  Slowly she began to move
her hand up and down.  Still not sure if she was doing it "right", she
looked up at Todd.  As she looked into his eyes she suddenly connected to
cock to him. A flush crept over Karen�s face.  She was no longer just
rubbing a toy; she was giving Todd a hand job!  Karen thought of pulling
her hand away until she saw the look on Todd�s face.  He uttered, "That
feels good." Even though she had never done it before, she thought she must
be doing it right.  She suddenly felt something touch her pussy.

   Abby mustered her courage and reached between Karen�s legs.  Gently,
and as lightly as she could, she ran her finger along Karen�s slit.  She
felt Karen jump and looked up to see Karen staring back at her.  "Keep
doing what you�re doing," Abby giggled.

   Karen thought for a minute.  She really didn�t like Abby touching her
there but what could she do?  Her hand was wrapped around the nude boy�s
cock before her; she was completely naked and had already had both Abby and
Todd stick their fingers into her virgin slit.  Knowing she�s look
foolish if she said something to Abby, Karen turned away again and
continued her hand job.

   Abby slid her finger along Karen�s slick slit again.  She had learned
about masturbation a few months ago and knew why Karen was getting wet. 
Abby smiled to herself.  She wondered if Karen had begun to masturbate. 
Abby pushed her finger into Karen.  She wasn�t sure but thought she felt
Karen push down slightly.  Abby was careful not to go in too deep.  She
knew from experience if she did it would hurt and she didn�t want Karen
to stop her.  After wiggling her finger around for a bit, Abby eased it
back out again.

   Once again, Abby thought she felt Karen push down.  Instead of pushing
her finger back into Karen again, Abby slowly moved it along Karen�s slit
until she felt that little knob.  Abby knew it was her little "magic spot"
and wondered if it would be for Karen too.  As she had done to herself,
Abby made little circles around Karen�s now protruding button.  This time
Karen definitely pushed back.

   It didn�t take long before Abby hit "that" spot again.  Karen still
was uneasy having Abby�s hand between her legs but it did feel good.  She
could also feel those strange sensations starting again.  Karen had no idea
what they were but they were extremely pleasurable and she knew Abby was
causing them.  The more Abby rubbed her, the better it felt.

   Karen continued to pump Todd but her attention was now between her own
legs, not his.  Abby kept on hitting what Karen figured out was her little
"cock" in her pussy.  As embarrassing as it was to have someone�s hand
touching her "there", she wanted more.  Karen slid her knees apart, opening
more for Abby.

   Todd groaned, drawing Karen�s attention back to him.  As her eyes
focused, a spurt of white cum shot from Todd�s cock.  Karen jerked her
hand back, letting Todd�s prick slap back against his belly.  She watched
in amazement as cum spewed forth, making white trails from his stomach to
his chest.

   "You did it!" Abby exclaimed.  "You made him cum!"

   Karen smiled.  Not only had she finally seen a "real" boy, she had
jerked him off and made him climax.  Unfortunately, when he did, Abby had
stopped rubbing her and that tingling feeling was already beginning to
fade. Karen leaned back, finally sitting.

   Todd, now satisfied, now sat up.  Cum covered his body.  He looked down
at himself and then back at the girls.  Without saying anything, he stood,
grabbed his clothes, and left the room.  As he did, his still semi hard
cock bobbed.

   "Are boys always like that?" Karen asked.

   "Like what?" Abby questioned.

   "You know, hard and stuff," Karen answered.

   "I donno," Abby replied.  "You�ve got his stuff on you."

   Karen looked down at her belly to see a stream of cum already beginning
to slowly ooze down.  Instead of immediately wiping it off, she watched it
slowly move.  She smiled to herself knowing it was there because of what
she had done; kind of a medal.

   Looking up, Karen saw that Todd had sprayed Abby also.  "He got you
too," Karen giggled.

   "Oh, yuk!" Abby exclaimed, grabbing the closest piece of clothing and
wiping the offending sperm from her body.

   "It�s not that bad," Karen scolded.  Abby made a face but said
nothing. Karen�s attention returned to the cum drop drooling down her
belly.  Fear suddenly struck.  Cum has sperm in it, and sperm is what makes
girls pregnant!  Todd�s deposit was only a few inches from her pussy. 
Quickly Karen wiped the drop away with her finger.



   Life�s Lessons � 4

   Karen and Abby had talked about what had happened after Todd had left
but it wasn�t really mentioned again.  Karen didn�t forget it though.
She had relived the experience thousands of times in her mind.  The feeling
between her legs that day had driven her to begin to feel around between
her legs herself.  Quickly she learned how to bring herself to orgasm. 
Initially she had tremendous guilt about the pleasure she felt and what she
was doing to cause such pleasure.  Each time she vowed to herself it would
be the last time she would do such a thing.  Somehow she would break her
vow, usually within three days.

   As her body began to change, her feelings about �doing herself�
changed also.  It was now a nightly ritual for her, if not more often.  It
seemed every time she pulled her panties down, whether to change, bath, or
whatever, she had to have an orgasm or else she would be miserable until
she did.

   Karen�s body was also developing.  The few stray hairs she had only a
few months ago had transformed into a fine, but full bush.  Granted, it was
no where near what an adult woman would have, but it was enough to form a
dark triangle between her legs.  Her breasts had also grown, along with her
nipples, to the point where it was obvious under her tee shirts.

   Abby and Karen continued to spend weekends together, alternating houses.
Karen liked spending the weekend at Abby�s house better than having Abby
come to hers.  Todd was at Abby�s house.  It may have just been her own
hormones but, to Karen, Todd was changing too.  He seemed to be more
muscular, more handsome, more of a boy.  Karen knew her body had changed
and wondered if Todd�s had changed too.

   Karen�s big day had finally come.  She rushed over to Abby�s.  Karen
knew Abby�s father would be working and she saw Abby�s mother leaving
the house as she walked up.  Abby�s mother told her she was going to the
store and would be back in about an hour.  Karen waved goodbye and knocked
on the door.

   Abby answered and as soon as she had closed the door behind Karen, Karen
shouted, �Look!�

   Abby spun around to see Karen standing and holding her shirt up around
her neck.  �You finally got one!� Abby exclaimed.

   Karen smiled.  She was now a �woman�.  Proudly she showed off her
first bra.  Normally she would be much more conservative but she had to
show someone and couldn�t, obviously, show just anyone.  Girls weren�t
supposed to show off their bras but Karen was proud and felt comfortable
with Abby seeing her in just a bra.  �My Mom just bought it for me today!
She finally thought I had grown enough to wear one,� Karen boasted.

   �Nice!� came a voice from the hall.  Todd usually wasn�t there
when Karen came over for the weekend, at least in the afternoon.

   At first Karen froze in shock.  She hadn�t even thought of Todd. 
Quickly she recovered and pulled her shirt down.  �Aww�� Todd teased.

   �Pervert!� Abby snapped.

   �What�s the big deal?� Todd smirked.  �It�s just underwear.�

   �Yeah?  Well if it�s no big deal, then pull your pants down and show
us your underwear!� Abby challenged.

   �Yeah, right!  I would if you guys would do it too, but I know you
won�t,� Todd returned.

   �Uh-huh� you�re just afraid we�ll see you stiff!  You�re
always stiff when she�s here,� Abby jabbed.  With a glint in her eye,
Abby unsnapped her jeans and pushed the zipper down, revealing the top of
her bikini panties.  �There, I started.  You want us to pull our pants
down?  Pull yours down first then!� Abby challenged.

   �Yeah, you�ll do it, but will she?� Todd answered looking at
Karen.

   Karen�s mouth opened but Abby spoke first.  �Of course she will, but
she won�t have too because you won�t do it!�

   Karen couldn�t believe what was happening.  She was happy about
getting a bra finally and wanted to �celebrate� with Abby.  Instead it
had caused a full blown sibling argument.  The worst part was Karen was
already being drawn into the argument� and was at risk of loosing her
pants!  She opened her mouth again to say something but was interrupted
again � this time by Todd.

   With almost lightning speed, Todd had unbuckled his belt, unsnapped his
jeans, pushed the zipper down, and pushed his jeans to his knees.  �Ha!
Let�s see who�s chicken now!�

   Karen�s jaw dropped.  Todd stood before her, his jeans at his knees,
and his white briefs tented out by an obvious erection.  She turned away in
embarrassment only to see Abby with her jeans at her knees too.

   �Looks like I win,� Todd grinned.

   Abby looked puzzled for a moment until she noticed Todd looking at
Karen. She turned to see Karen just standing, fully covered.  �Karen!�
Abby said softly but boldly.  Karen looked, but stood motionless.  �Pull
your pants down!  Don�t let him win!� Abby hissed.

   Karen�s gaze dropped to the floor.  She had wondered about Todd but
never expected to be stripping for him.  �Karen�� Abby grumbled
again.

   Karen felt her face flush as she reached for the snap of her jeans. 
Slowly she undid them and pushed them to her knees, revealing a pair of
flowered briefs.  She wished her mother would let her wear bikini panties;
especially now.  Karen was embarrassed but wasn�t sure what was worse �
having Todd see her in just panties or having Todd see her in flowered
briefs.

   �There!� boasted Abby with a smug look.  Todd didn�t say anything.
Karen, out of curiosity, looked up at him.  Although he still had his
underwear on, she could tell he had grown.  Looking up at his face, Karen
thought the anger had left.  She looked at Abby and the rage was obvious.

   Todd then did something unexpected.  He pushed his jeans down and
stepped out of them, leaving them in a heap on the floor.  Abby�s
movements drew Karen�s attention.  She watched as Abby too shucked her
jeans.  Her jeans now on the floor too, Abby glared at Karen.  Obediently
Karen stepped out of her jeans, not wanting to risk Abby�s wrath.

   Karen blushed when she looked up to see Todd smiling at her.  Although
embarrassed, she smiled back at him.  Quickly she broke eye contact with
him again and lowered her gaze, keeping his underwear in view however.

   Todd�s attention turned back to the still angry Abby.  �OK, think
you�re pretty good, huh?  Let�s see how brave you are then.  If you
guy�s will do it too, I�ll take everything off.�

   Abby thought for a moment.  �Let�s up the stakes, chicken!  We�ll
take our clothes off but you have to lick us too!�

   �You�re on� but you have to strip first,� Todd conditioned.  In
truth, Todd was beginning to get a little uneasy.  He had a little crush on
Karen and wouldn�t mind seeing her naked at all but he could see she was
very embarrassed.  He knew Abby would never consent to his addition to her
challenge.

   Karen�s and Todd�s jaws both dropped as Abby pulled her tee shirt
over her head and reached behind her to her bra strap.  Quickly her bra hit
the floor.  She then pushed her panties down with a deliberate motion,
kicking them into the air.  She stood for a moment with her hands on her
hips.  �Well?  You gonna chicken out now?� she growled at Todd.

   Todd was getting a little uneasy now.  He never expected Abby to go as
far as she had.  �Um� you did it but she hasn�t,� He answered,
pointing at Karen.

   �She probably doesn�t think you�ll do your part.  You will,
right?� countered Abby.

   �Yeah,� Todd mumbled.

   �OK, Karen, you heard him.  Get ready to get licked!� Abby sneered.

   The last thing Karen wanted to do was to strip but she knew how Abby got
when she was angry, and she was about as angry as Karen had ever seen her.
Hoping to defuse the situation, Karen pulled her top over her head.  Soon
her bra and panties joined the pile of clothes on the floor.  Karen moved
her hands in an attempt to cover her nakedness, trying not to look like she
was covering herself at the same time.  Awkwardly one arm went across her
chest and the other moved in front of her now hair covered pussy.  Thinking
she�d look more natural, she folded her arms across her chest and moved
slightly behind Abby, hoping Todd�s vision would be blocked.

   �Your turn,� Abby grinned.

   Todd set his jaw and began undressing.  Karen, still embarrassed by
being naked in front of him, wanted to look away but couldn�t.  She
flushed slightly as his underpants hit the floor, revealing a cock which
was bigger than she remembered.  He also seemed much hairier too.  Todd
straightened up, grinning at his sister.

   His erection stood straight up along his stomach.  Karen stared at his
crotch in both shock and amazement.  She hadn�t even realized her arms
had dropped a little, revealing her growing nubs.

   Todd looked over Abby before turning his attention to Karen.  She had
moved away from Abby slightly.  He could now see a dark patch of hair over
what used to be bare.  Her tits, once little bumps on her chest had rounded
out and, what he considered, well formed.  He could feel his prick
throbbing.

   Abby�s mood had calmed also.  �I don�t want you to lick me.  That
would be nasty to have my brother do, so you only have to lick Karen.�
Turning toward Karen, Abby added, �Lay down so he can lick you, lucky
girl.�

   Suddenly Karen felt scared.  Intertwined with her fright was curiosity
though.  She had overheard two girls talking and one had told the other
that getting licked was �the best�.  Still, Karen wasn�t sure if she
was ready for that experience.  Abby spoke again, breaking Karen�s
trance. �Lay down!  He can�t do it with you standing up.�

   Karen nervously dropped slowly to the floor.  The butterflies in her
stomach were going crazy as she stretched out on her back, keeping her legs
closed.  Fear gripped her as Todd knelt down at her feet.  Karen drew her
legs up to make room as he crowded her.  She looked into his face and could
see his concern for her but also saw lust in his eyes.

   Abby knelt at Karen�s side.  �Well, you gonna lick her or not?�
She challenged Todd.

   �Yeah, don�t rush me!� Todd snapped nervously.  Slowly his hands
reached out and grasped Karen�s knees.  She jumped at his touch but
didn�t say anything.

   �Well?� Abby pushed.

   Todd applied a little pressure to Karen�s knees.  She could have
resisted him easily but let her legs fall open.  Her actions made her blush
but Karen rationalized she had no choice.  Todd stared down at Karen�s
now very exposed slit.  As he inched up closer, Karen moved her feet so she
was straddling him.  As he slowly leaned forward, Karen felt as though her
whole body was turning red with embarrassment.  No one had ever come that
close to her most private place.  Threw the humility though, was a tinge of
excitement.

   Karen leaned back, trying to block out what was happening.  She was flat
on her back, her legs now spread wide open, and a boy was eyes were only
inches from her pussy.  She felt completely exposed.  The urge to watch
suddenly hit her.  She propped herself up on her elbows.  Todd�s face
disappeared between her bent legs.  His hands moved up and pushed on her
inner thighs.

   The silence was broken by a soft giggle from Abby.  It gave a slight
distraction to Karen from what was happening.  She looked over to see Abby
smiling, staring at her wide open, boy covered crotch.  Karen jumped as
something wet ran gently up her slit.  A gasp came out of her as she felt
it again.  Once again, Karen�s face turned scarlet.  This time not
because a boy was licking her pussy but because she liked it. 
Contradiction was spinning out of control in her mind.  She was
embarrassed, humiliated, and loved what was happening.

   The third time she felt it was harder.  Karen could feel her pussy lips
parting.  It hit her little button and she jumped.  She wanted to snap her
legs closed but also wanted Todd to keep going.  He hit her clit again and
Karen�s hips bounced.  Try as she might, she couldn�t help herself.

   Todd finally sat up.  Karen didn�t move; her legs still wide open. 
Her face was flushed.  Her chest heaved with every breath.  She had just
been humiliated beyond belief; and had loved it!