After the kids left for Miami, the adults decided to go for a swim. 
Joanne went to her room, put on her swimsuit and a cover up.  Sam
came in and changed into his trunks.  While he was naked, Joanne went
over to him and reached for his penis.  She kissed him and stroked
his member a few times before letting go.  Once Sam was dressed, they
went out to the patio.  They saw the rest of the group at the pool
and walked down to join them.

Like before, everyone was naked except Joanne and Sam.  Joanne sat
on a lounge, removed her cover up and lay back.  Sam sat on the
lounge next to his wife and relaxed in the warm sun.

As Joanne watched the other women mill around the pool stark naked,
she began to feel out of place.  She thought about the night before
and how being naked in front of the rest of the group didn't seem to
bother her.  As she thought about it, Joanne realized she liked being
on display.

"Do you want to go for a dip, Sam?" Joanne asked her husband.

"Sure, sounds like it would be refreshing.  It's kind of hot in this
sun," Sam replied.

Joanne took a deep breath and glanced around at the others.  They
didn't seem to be paying any attention to her or Sam.  The other
thing Joanne became aware of was the complete comfort they all had
with their nudity.  Sitting up, Joanne swung her legs over the edge
of the lounge and placed them on the warm tiled pool deck.  She
looked at her husband and grinned.

Sam watched Joanne stand up and hook her thumbs in the shoulder
straps of her one-piece swimsuit.  When she pealed it down her body
and stepped out of it, Sam began grinning.  Without saying a word,
Sam removed his trunks and extended his hand to Joanne.  She took it
and they walked to the edge of the pool together.

Still holding hands, Sam and Joanne jumped into the warm water. 
They surfaced in the middle of the pool and began to tread water. 
Joanne released her husband's hand and swam to shallower water.  Sam
followed her and when she stopped in waist deep water, he stood next
to her.  Joanne combed her hair back with her fingers and shook her
head.  Sam stared at his wife and smiled.

"How do you feel, Jo?" Sam asked.

Joanne moved closer to her husband, put her arms around his waist
and looked up.  "Sam, I feel liberated.  I feel like someone took a
huge weight off my shoulders and let me escape my bindings.  For
years, I thought it was wrong to be naked in front of other people,
let alone have sex.  I thought that oral sex was for prostitutes and
sluts.  Now I'm willing to try some new things."

"Good, Jo, I think it will be good for us to explore our sexuality
together.  I have never thought about cheating on you or having sex
with another woman.  While there were and are things I'd like to try,
I was ready to accept you and the things you wanted."

"That seems so unfair now, Sam.  My selfishness and hang-ups
prevented you from enjoying the things you wanted.  I'm not going to
say I'm sorry, Sam, but I will promise to be more open minded as far
as sex is concerned."

"I don't expect an apology, Jo.  You have nothing to be sorry for. 
You have your reasons and I'm fine with that.  What's most important
to me is your willingness to at least try.  If we decide to try
something and one of doesn't care for it, we don't have to do it
again."  Sam kissed her on the forehead.  "I have to admit that the
idea of living out some of my fantasies is exciting to me.  I know
you wouldn't want to take things as far as Liz and Jerry do with the
others, but it doesn't matter to me."

"Sam, what if I wanted to, you know, do some of the things Liz and
Jerry do.  How would you feel about seeing me with another man-or
woman?"  Joanne held her breath as she waited for Sam's answer.

Sam stood and thought about what his wife was saying to him.  Twenty-
four hours earlier, Joanne would become upset if he even mentioned
oral sex and now she couldn't seem to get it off her mind.  She was
standing in a swimming pool naked, when in the past she wouldn't let
him see her changing clothes.  When she asked about swinging and even
having sex with another woman, Sam was stunned.

"Jo, I really don't think I'm ready for that.  The thought of you
having sex with someone else is not something I can even imagine."

"Okay, Sam, I understand.  I was just curious."  Joanne smiled and
then chuckled.  "I know you can't imagine me with another man, but
can you imagine yourself with another woman?"

Sam felt trapped by his wife's question.  While the idea of her with
another man was disturbing, the idea of him with another woman was
very exciting to him.  He glanced around and saw the other women
sitting on lounge chairs.  They were talking, but he couldn't hear
what they were saying.  Don, Marc, Jerry and Bob were sitting at the
far end of the pool, dangling their feet in the water.  Thinking of
what he saw and what he did with his wife the night before, Sam began
to chuckle.

"You can read me like a book, can't you, Jo?  I guess the idea of
joining in with what happened last night is exciting, but I think I
would end up chickening out."  Sam put his hands on Joanne's
shoulders and looked into her bright eyes.  "Jo, I love you and would
never do anything to make you upset with me.  I'm not going to tell
you that I don't fantasize about sex with another woman, but to
really do it…"

"Honey, I understand, I really do.  I guess all guys think about it-
don't they?"  Sam grinned at her.  "I never have in the past, but-
well, I don't want to live in the past.  I don't think we should
commit to anything right now.  Both of us are in uncharted waters and
I for one am a little confused.  I can't really think straight about
such things, not right now."

Sam stared at his wife and then began to laugh.  "You want to, don't
you?"

Joanne shrugged her shoulders and replied, "I don't know, Sam. 
After last night I'm not sure who I am or what I want.  Let's just
not say never-okay?"

Nodding his head, Sam smiled and said, "Okay."

Joanne closed the gap between her and her husband.  She stretched
up, kissed his lips and swiped her tongue across his closed lips. 
Sam opened his mouth and received her tongue as her hand went between
them and fondled his penis.  Sam began to stiffen in Joanne's hand
and she slowly stroked his member.  Once Sam was fully erect, Joanne
gave his penis a firm squeeze and then let go.  She pulled her mouth
away from his, looked into his eyes and grinned.

"I'm going to go over and talk with Liz and the other girls." 
Joanne kissed him again, let go of him and laughed as she moved away.
"I want to find out if we can go to the lingerie shop tomorrow.  I
want to get some sexy new things for my hubby to see me in."

Joanne walked up the steps of the pool and headed over to where the
other women were seated.  Sam shook his head as he watched her naked
bottom wiggle as she walked and tried to will his erection down. 
Moving into deeper water, Sam began to swim laps across the width of
the pool.  After ten or twelve trips back and forth, his penis
returned to its flaccid state and he swam to where the other men were
sitting.  Sam hoisted himself out of the water and sat on the edge of
the swimming pool along with his friends.

"We were just talking about our meeting tomorrow, Sam.  I'm going to
need the letter of credit from the bank," Jerry said.

"I was planning to go with you guys, if that's okay," Sam replied. 
"That way I can make sure we get the right terms.  I want to make
sure we get all of the tax advantages we can."

"No problem.  We'll probably leave at about eight thirty.  The women
are going to meet us for lunch when we're finished.  They want to go
back to West Palm to do some shopping."

"That, and the kids want to see the new house, Jerry.  Can you get
in touch with the realtor and have her open the house again?" Marc
asked.

"I think so.  I'll call and leave her a voice mail this afternoon,"
Jerry said.

"Well, I guess we'll all be heading home the day after tomorrow,"
Don said.  "I'm looking forward to getting home, but not the weather.
I'm not looking forward to freezing my ass off."

Don's statement made the other men laugh and nod in agreement.

"I want to get to the golf course and look around," Bob said.  "When
do we close on it?"

"Next Friday afternoon, Bob.  We have a three o'clock meeting at my
office," Jerry told him.  "It's really just a formality, we have to
sign the partnership papers and take care of a few other things."

"When do we take possession of the property?" Bob asked.

"We already have possession, Bob.  The keys to the place and the
house are at my office.  They were going to move out of the house
during the holidays.  When we get back, I'll give them to you.  You
and Dianne can get started on the house so you can move," Jerry said.

"I want to get started on the course.  We have a house we can stay
in for now," Bob said.

"Bob, don't worry about the golf course, its not going to go
anywhere.  Get the house fixed up and move your family.  It will
really make Dianne happy and let you be right there on the property. 
Like we said before, don't let this thing consume you, it isn't worth
it," Don told his friend and business partner.

"I think I'm going to have to start making some money before Dianne
and I can put anything into the house," Bob said.

"Not really, Bob.  You can borrow the money from the business and
repay it after you sell your house and from the profits from the
course.  We'll set it up as a loan and you'll have to pay interest,
but the interest is deductible," Sam said.  "Jerry has given me some
of the information and I have started the paperwork.  You can just
treat it as a line of credit for now.  Once we know how much it cost
to fix up the house, we draw up the loan agreement."

"After you and your family are settled in, you can start on the
course, Bob.  It's going to take some time to figure out what you
want to do and to hire the contractors necessary.  The club house
needs a lot of work too," Marc said.  "I would rather take our time
and do it right the first time, than have to do it over."

Bob smiled and shook his head.  "I guess I thought you guys would
want to start making an income as soon as possible.  If that's the
way you want to approach this, it's fine with me."

"Our interest isn't in making money from the day to day operations. 
We hope to realize our profits when the property appreciates.  It's
like depositing money in the bank and getting interest without having
to pay taxes on it.  Sam looked at things and feels the value of the
golf course can double in a few years," Jerry said.

"Does that mean you plan on selling the course?" Bob asked.

"Not in the near future, Bob.  We have to wait until you can afford
to buy it from us, if that's what you want to do.  Once the course is
successful and making money, we'll work out a way for you to buy us
out," Jerry said.

Bob just nodded.  He couldn't find words to express how he felt at
the moment.  Bob was so engrossed in his thoughts he didn't hear the
roar of laughter coming from the women.

Joanne had sat on a lounge next to Liz and listened to the women
talking about their stay at the nudist resort.  Liz was telling the
others how much she enjoyed the visit and how she and Jerry were
planning a return trip.  When Liz noticed Joanne, she stopped talking
and turned to her.

"Hi there, how is our newest little cocksucker doing?" Liz said,
making the other women chuckle.

"Liz!  Don't say that," Joanne said.

Liz laughed, put her hand on Joanne's leg and said, "So, how do you
feel about cock sucking now that you've tried it?"

Joanne blushed and looked down.  "I kind of liked it, Liz.  The look
on Sam's face was priceless."

Liz smiled and nodded, but didn't press Joanne for details.  Dianne
on the other hand, wasn't nearly as modest.

"You looked like you were into it last night, Jo," Dianne said and
then chuckled.

Joanne shrugged her shoulders.  "Last night was strange.  I was so
drunk and hot I guess I lost any inhibitions I had.  This morning was
a lot different.  When we woke up, Sam started asking me if I was
okay.  I kept telling him I was fine, but he was persistent.  He
asked if I remembered what we did and I just smiled at him.

"Sam told me he really liked it and thanked me for doing it.  I
teased him and asked him what I did.  When he told me I went down on
him, I acted surprised."

The other women laughed as they listened to Joanne.

"Anyway, I denied it and told him I would have never done anything
like that.  While he tried to convince me I really did it, I started
to play with him.  Finally, I slid down and took his dick in my
mouth.  After holding him there for a moment, I asked him if that was
what he was talking about.

"Sam laughed and told me I was a tease.  I knew he knew I remembered
so I started to do it again.  Unlike last night, I was able to think
about what I was doing.  At first, having his dick in my mouth made
me feel strange, but after a few minutes, I realized it was what I
thought and not the actual act that bothered me."

"I can sure identify with that, Jo," Liz said.  "After giving Jerry
a blowjob, I couldn't get enough-shit, I still can't.  I can remember
feeling like calling my mother and telling her off for teaching me
that sex was dirty."

Joanne nodded and grinned.  "I may call my mother and tell her what
I did just to piss her off."

"What happened after you started giving Sam a blowjob this morning?"
Anne asked.

"Sam was loving it," Joanne said, her voice gleeful.  "He started
telling me how good it felt and how much he liked it.  Sam began to
tell me what to do and how to please him.  It was almost like last
night when Liz was helping me, but much sexier.  When he started to
push his dick into my mouth, I gagged and had to stop."

Marge laughed and said, "You'll get used to it, Jo."

"Maybe, but I don't know.  I don't know how you guys can take a dick
into your throat like you do.  All of your husbands have larger dicks
than Sam does.  Sam pleaded for me to keep doing it so I took him
back into my mouth after warning him about trying to shove it down my
throat.

"I spent some time just feeling his dick in my mouth.  I couldn't
believe how hot it felt against my tongue and the roof of my mouth. 
If I held still, I could even feel his heartbeat through it.  The
thing I can't get over is the look on Sam's face.  He just looks so
sweet, like a little boy.

"Sam finally couldn't hold off any longer and came in my mouth.  I
was almost as shocked as I was last night, but I just let him shoot
his semen into my mouth.  I had to swallow a couple times, but I
managed to keep from losing any.  After he finished, I just held him
in my mouth until he was soft."

"I hope he took care of you, Jo," Dianne said.

Joanne chuckled and nodded her head.  "He went down on me and made
me have an orgasm."  Joanne laughed.  "I think I've had more orgasms
the past few days than I've had in my life.  A girl could get used to
that."

The women laughed and then Joanne said, "I have to ask you guys
about something.  Do you ever get jealous when your husbands and you
fool around?"

"No, not at all, Jo.  I love to see Don having a good time.  We all
know it's only for fun and some strange sex.  As far as I know, Don
has never done anything that I didn't know about.  We only do it when
we're together," Marge said.

"I don't think I could handle it," Joanne said as she glanced at her
husband and the other men sitting on the edge of the pool.

"Then don't do it," Anne said and then changed the subject.  "I
think we're going to West Palm tomorrow.  The kids want to see the
new house.  I thought we could take one of the vans and meet Don,
Marc, Jerry, Sam and the kids after they are finished at the
boatyard.  I'd like to do some shopping and get a feel for the town."

"That sounds great to me," Joanne said.  "Sam said I could replace
all my underwear."

Liz laughed and then said, "I'll bet he did, after seeing you last
night, Jo.  I guess you like that kind of lingerie."

"Yes, very much.  Not only because it turns Sam on though, I like
the way I felt when I wore it.  It made me feel sexy," Joanne said. 
"The other thing I really liked is how stockings feel.  I have always
worn pantyhose, but I doubt I ever will again."

The women began talking about lingerie and what they all liked about
the different styles.  When Dianne said she usually wore thongs,
Joanne asked about them.

"Don't they feel weird?  I'm always pulling my panties out of my
butt," Joanne said.

"You get used to them, Jo.  Panties aren't designed to be in your
ass, thongs are.  I like them because they make me feel almost naked,
not to mention I don't have panty lines," Dianne told her.

"I don't wear any panties at all when I wear jeans," Liz said.

"I heard Jerry say you don't wear any under your skirts some times. 
Like at the office when you're horny," Marge said.

Liz laughed and replied, "Guilty as charged.  So, Jo, Sam is going
to part with some of his money so you can get new undies?"

"Yeah, he said I could spend as much as I wanted to.  I think he's
lost his mind, but I'm not going to complain," Joanne said.  "I've
always bought things like that when they were on sale at a discount
store.  They used to be just a necessity, but now things have
changed."

"Jo, you should buy some mini skirts and sexy tops too.  You'd drive
Sam nuts," Liz said.

"I think I'm a bit too old for mini skirts, Liz," Joanne said.

"Like hell, I'm older than you and I wear them.  Jerry can't keep
his hands off me when I do.  Like I told you before, I don't give a
shit about what other people think, I do what I want to now," Liz
said.

"I have to agree with Liz.  I love the way men look at me when I
dress sexy," Marge said.

"You guys are going to corrupt me," Joanne said with a chuckle. 
"Things are changing way too fast."

Anne leaned forward so she could see Joanne.  "Jo, do you realize
you're sitting outside stark naked?"

Joanne glanced around at the others and then at herself.  "Not
really, I forgot all about it.  I was having such a good time talking
with all of you I quit thinking about it.  I haven't stared at the
guys for quite a while either.  The more I learn about myself, the
sillier I feel about the way I think, or used to."

"What do you mean, Jo?" Marge asked.

"I guess I'm realizing that the things I used to fear and thought
were repulsive, aren't."  Joanne laughed.  "Whenever Sam would watch
a movie that showed a woman's tits, I would yell at him and call him
a pervert.  Now that I think about it, I think it was my
insecurities, my fear that he found other women more attractive or
sexier that he found me.  I've noticed how he looks at you guys when
you're naked and how he looks at me.

"Sam enjoys seeing all of you, but when he looks at me-well, it's
different.  His face lights up and his eyes get bright.  He makes me
feel like I'm beautiful and that makes me feel wanted."

"Jo, you're a very attractive woman.  You shouldn't feel threatened
because Sam's eyes wander.  If Marc ever stops looking at other
women, I'd think there was something wrong.  I guess you two have
never watched a porn movie together," Anne said.

Joanne shook her head, "Last night was the first time I'd ever seen
anyone having sex."  She chuckled.  "I think seeing it in person is
much different than watching a movie.  I'm almost embarrassed to
admit I found the sight very arousing."

The other four women laughed and then Liz said, "You better put some
sunscreen on, Jo.  You wouldn't want to get a burn."  Liz got up,
went into the cabana and returned with a bottle of lotion.  "Roll
over and I'll do your back for you."

Joanne adjusted the lounge so it made a flat bed, rolled onto her
stomach and stretched out with her arms lying at her sides.  Liz
pulled her lounge closer so she could sit on the edge and reach her
friend.  When Liz poured the cool lotion onto Joanne's back, Joanne
flinched and complained.  Liz laughed and began to smooth the
sunscreen over Joanne's back.

As Liz moved her hands up to Joanne's shoulders and coated her skin
with the silky lotion, Joanne felt herself relax.  Her breathing
slowed as she basked in the sensation of Liz massaging her.  Marge,
Anne and Dianne were talking about their children, but their words
faded into the background.

After adding more sunscreen to her hands, Liz moved them along
Joanne's sides.  Her fingertips brushed the sides of Joanne's breasts
and lingered for a moment.

"Does this feel good, Jo?" Liz asked and she applied firm pressure
with her fingers and then moved them lower.

Joanne let out a sigh and nodded her head.

Moving lower on her body, Liz took a little extra time covering
Joanne's bottom with lotion.  She felt Joanne's butt cheeks tighten,
but the woman didn't protest.  Liz applied sunscreen to Joanne's legs
and then worked her way back up her body.

Leaning close to Joanne's head, Liz whispered, "Roll over and I'll
do your front, Jo."

Joanne felt warm and tranquil.  Without a moment's hesitation, she
slowly rolled onto her back and looked up at Liz.  The women shared a
brief smile and then Joanne closed her eyes.  In the back of her
mind, Joanne felt she knew what was happening, but she decided to
just go with the flow.

Liz purposely avoided her breasts as she covered Joanne's upper body
with lotion.  She worked around the firm mounds but didn't touch
them.  Joanne felt her body responding to Liz's sensual touch.  Her
vagina contracted as Liz moved her hands over her chest, very close
to her breasts.  When Liz asked if Joanne wanted her to do her
breasts, Joanne just nodded.

After pouring more sunscreen on her hands and then rubbing them
together, Liz covered both of Joanne's breasts.  She began to massage
Joanne's breasts, covering them with the slippery lotion.  As Liz's
palms brushed against Joanne's nipples, the nubs hardened.  Joanne
felt like there was a wire connected to each of her nipples that ran
through her body and connected to her clitoris.  As Liz's palms moved
in a tight circle, just barely touching her nipples, Joanne felt her
vagina tingle.

"You like that, don't you?"  Liz spoke in a throaty whisper as she
watched Joanne's chest flush.

Joanne moaned in response.  She couldn't believe she was allowing
Liz to fondle her breasts.  What surprised Joanne even more was the
fact she was enjoying it.  Her breathing became shallow as Liz
continued to toy with her breasts.  As Joanne savored the sensation,
the last of her inhibitions, remaining from night before, slowly
drained from her body.  She felt even more liberated than she had
before and tried to remember what it was about sex that caused her to
react the way she had in the past.

When Liz removed her hands from her breasts, Joanne ached for more. 
She wanted to fell Liz's fingers digging into her flesh.  Liz moved
her hands to the tops of Joanne's thighs and started to cover them
with sunscreen.  Unconsciously, Joanne parted her legs and Liz
stroked her inner thighs.  Liz moved her hands up Joanne's legs until
her fingers were an inch form Joanne's throbbing sex.  Joanne waited
for contact and felt deprived when Liz avoided her.

Liz moved down Joanne's legs, rubbing the lotion into her skin. 
Joanne's breath caught in her throat when she felt Liz's hands move
up her legs again with her thumbs against her inner thighs.  When Liz
pressed her thumbs against the sides of Joanne's labia and stroked
her, Joanne let out a throaty groan.

When Joanne heard Marge say, "That looks tasty, Liz," she realized
the other women must have been watching.

"Yes it does," Liz replied as she pushed at Joanne's thighs,
widening the gap between her legs.

Joanne wondered what she looked like laying on the lounge with her
lags splayed for all to see.  Her heart was pounding against her
chest and a thin sheen of perspiration covered her body.  Joanne's
breathing was labored as her excitement rose.  She wasn't sure what
was in store, but she was far too turned on to care.  Deep inside,
Joanne wondered if Liz, or one of the other women, would take what
was happening any further.  Part of her wanted to know what she was
capable of, what she would do, but another part of Joanne was
reluctant to cross the line.   Joanne had always been extremely
repulsed by even the thought of homosexual activity.  She was told
and believed that any contact with someone of the same sex was taboo,
but while her mind knew this, her body betrayed her.

Moving slowly and keeping her thumbs pressed against Joanne's labia,
Liz got up and hovered above her.  Joanne didn't sense Liz's movement
and was shocked when she felt her mons being kissed.  Liz pulled
Joanne's labia open, dipped her head between her legs and stroked her
sex with her tongue.  Joanne's knees bent and she planted her feet on
the lounge, pushing her bottom up and her sex against Liz's mouth. 
Liz flicked her tongue at Joanne's clit and saw her stomach muscles
ripple.

Joanne felt a pair of hands cover her breasts and begin to massage
them.  She knew Liz was still touching her crotch and wondered who
was fondling her breasts.  For a moment, Joanne considered opening
her eyes, but decided to just let what ever was going to happen,
happen.

The strange hands began to pinch her nipples and Joanne let out an
uncontrolled groan.  Liz attacked her vagina with her tongue and
Joanne felt her climax begin to build.  When she felt a mouth cover
her breast and suck on her nipple, Joanne went over the edge and had
a very intense orgasm.  Her body quivered and her hands came up to
hold the head at her breast tightly to her.  She moaned as her climax
washed over her and Joanne began to rotate her hips against Liz's
mouth.

Almost as suddenly as it began, Joanne's climax peaked and then
began to subside.  She let her arms drop to her sides and felt Liz's
mouth move away from her crotch.  With her eyes still clamped shut,
Joanne's body went limp and she lay panting.

When she was finally able to open her eyes and sit up, Joanne saw
the other women sitting on their lounges.  She glanced at Liz and
then at Marge, Anne and Dianne, wondering which of the three had been
sucking her breasts as Liz licked her vulva and probed her vagina
with her tongue.

"Are you okay, Jo?" Liz asked.

Joanne nodded and then smiled.  "Yes, very much so.  I think I need
to jump into the pool to cool off."

Liz nodded and then laughed.  "If you do, you'll need more sunscreen."

Joanne looked at Liz with hooded eyes, smiled and replied, "I know."

Liz and the other women laughed as Joanne stood up and, on wobbly
legs, walked to the edge of the pool.  She dived headlong into the
water, surfacing at the other side of the pool.  Sam slid off the
edge of the pool and swam over to his wife.

"Hi, baby," Sam said.  "Have fun?"

Joanne nodded and looked down.

"That was one of the sexiest things I've ever seen, Jo."

"You're not mad at me?  I really didn't plan for it to happen."

Sam chuckled.  "No, honey, I'm not mad.  I lost a bet, but I'm not
upset at all."  Sam took her chin in his hand and tilted her head so
he could kiss her.  "That is as long as you're okay with what
happened.  We've changed a lot-haven't we?"

"Yes, but I think the change is for the better.  Sam, I feel so free
now."  Joanne kissed him tenderly.  "I don't know where this is going
to lead, but I'm willing to explore.  We just have to agree that if
one of us says no, the other will respect it and not push the other. 
If either of us feel like we're being forced, it will cease to be fun
and we'll end up hurting one another."

"I agree, Jo.  I love you too much to ever hurt you over something
like sex.  That's why I never pressured you once you refused to give
me oral sex.  That's why I never told you about some of my fantasies.
What ever you want to try, I'm willing to go along and try with you."

Joanne let go of the pool edge and put her arms around Sam's neck to
support her in the deep water.  She kissed his neck and said, "Even
having sex with other people?"

Sam nodded.

"I though you said you didn't want to do that, Sam, that you weren't
ready."

"True, but after watching you with Liz and Marge, well-I guess we
could try it, if you want to.  Jo, that was so hot!"

Joanne chuckled and hugged Sam even tighter.  She kissed his lips,
pushing her tongue into his open mouth.  After pulling back a little,
she looked into his eyes and said, "Let's just see what happens,
Sam."  She grinned and watched him nod.  "By the way, what bet did
you lose?"

"Um-well, Jerry bet me that Liz would seduce you and I told him
there was no way you'd ever do anything like that."  Sam laughed. 
"Guess I was wrong-huh?"

"We both were, Sam.  Believe me; I never thought I would ever let
anything like that happen to me.  How much did you lose to Jerry?"

Sam thought for a moment, trying to think of a diplomatic way to
tell his wife the terms of the bet.  Finally, he just told her.  "It
wasn't for money, Jo.  Jerry bet me a blowjob."

Joanne was a bit taken back, but after a moment she giggled like a
teenager.  Once she stopped giggling, she looked into her husband's
eyes and asked, "Can I watch when you pay off your debt?"

"What!  You expect me to do it?"

"You lost the bet lover, you surely don't expect me to pay do you?"

"Jo, I'm not about to do that to a man!"

Joanne got a stern look on her face and replied, "Oh, I see it's
okay for me, but not for you?  Isn't that a bit of a double standard?"

"It's different with guys, Jo."

"What would have happened if Jerry would have lost?"

Sam shrugged his shoulders.  "I guess I thought he would have Liz
pay."

Joanne released her husband's neck and told him to follow her.  She
swam to where Jerry, Marc, Don and Bob were sitting and hung on to
the edge of the pool near Jerry.  When Sam was next to her, Joanne
looked up and smiled at Jerry.

"I understand my husband lost a bet to you, Jerry," Joanne said.

Jerry grinned and nodded.

"I have a question for you, Jerry.  If you would have lost the bet,
would you expect Liz to make good on it?" Joanne asked him.

Jerry shook his head and chuckled.  "I thought it was a sure bet,
but if I'd of lost…"

All of the men sitting on the edge of the pool began to laugh as Sam
looked up at them in disbelief.  He turned to Joanne and shook his
head.

"I guess I'm going to owe you, Jerry," Sam said.

"Yes you are, Sam, and I'm not going to let you forget it," Jerry
replied and then he laughed.

"I'm sure you won't, Jerry," Sam said and then let go and slipped
underwater.

When he surfaced, Joanne laughed and then swam away.  She got out of
the water, went over by the other women and grabbed a towel to dry
off.  Joanne sat on her lounge, pulled the back up and leaned against
it.  She started to chuckle as she looked at her husband and the
other men.  When her chuckling turned into a full-fledged laugh, Liz
asked her what was so amusing.

"It seems my darling husband made a bet with Jerry and lost, Liz."
Joanne said, trying to control her laughter.  "Jerry bet Sam you
would seduce me."

"Yup, Sam lost that one," Liz replied.  "What was the bet for?"

Once again Joanne broke into laughter.  She held her side and tried
to compose herself before responding.  "A blowjob, of all things."

"Do we get to watch when he pays off?" Liz asked.

"I don't think that will ever happen, Liz.  Like Sam said, it's
different for men," Joanne said.

"Like hell it is," Marge said.  "If they can get off watching us
fooling around, it's only fair we get to watch them.  I hate the
double standard people have.  Two women is hot, but two men is sick?"

"Would Don ever do anything with another man?" Joanne asked, fearing
the answer.

"Hell yes!  Marc, Don, Jerry and Bob have all done it with each
other.  I love to watch a cock in my husband's mouth or ass," Anne
said.

Joanne didn't think anything could shock her after all she'd seen
and heard, but she was wrong.  The idea of men engaged in sex with
other men was just more than she could comprehend.  She shook her
head and looked over at the men, trying to form a mental image. 
Joanne shuddered as she visualized her husband with Jerry's penis in
his mouth.

"It isn't something they do very often, Jo," Dianne said.  "They all
have done it though.  Like the rest of us, they don't prescribe to
the double standard when it comes to sex."

The sound of Kim's voice calling her mother's name stopped the
conversation.  Marge yelled that she was at the pool and then saw Kim
and the other teens walking toward the pool.  Joanne grabbed for her
towel to cover herself, but when she saw no one else was making any
effort to conceal their nudity, she let it drop along side her.

"HI, everyone," Kim said.  "We just got back from the beach.  We had
a great time."

"That's nice, Honey," Marge said.  "What are you kids going to do
for the rest of the afternoon?"

"I don't know what the others are going to do, but I'm going for a
swim.  The ocean is fun, but I really prefer the pool.  The saltwater
makes my skin feel funny," Kim said as she started to remove her
clothes.

Once she was naked, Kim walked to the pool and jumped into the
water.  As she paddled around in the warm water, the other teens came
down from the house and greeted their parents.  Seeing Kim in the
pool, they all stripped and joined her in the water.  After splashing
and dunking one another for a few minutes, the girls climbed on the
boys' shoulders and they began jousting.  After several rounds of the
water sport, Kim shouted for her parents and the other adults to join
them.

Don, Marc, Jerry and Bob slipped from the edge of the pool into the
water.  They swam to the shallow end and called for their wives. 
Marge, Anne, Dianne and Liz all got up and began to walk to the pool.

Looking back, Liz said, "Come on, Jo, it's fun."

Joanne glanced at Sam and when he slid into the pool, she got up and
followed the other women.  They all gathered in the shallow water and
the women got on their husbands' shoulders.  Once Joanne got the hang
of teetering on Sam's shoulders, she told him she was ready.

The action in the pool became chaotic as the teens and their parents
tried to topple one another.  There was never a clear winner, but
they all had fun trying to dislodge the women form the guys'
shoulders.  Any misgivings Joanne had about being nude in the pool
with the teens evaporated as she had the time of her life.  Joanne
was laughing more than she ever had in the past.  She had forgotten
all about being naked or the fact the others in the pool were also
naked.

The group played until they were too tired to continue.  They all
climbed out of the pool and dried themselves before flopping onto the
lounges and chairs along the side of the pool.

"What are we going to do about dinner tonight?" Don asked, not
directing his question to anyone in particular.

"Does everyone like ribs?  There is a great rib joint not too far
from here," Jerry said.

"Sounds good to me," Marc said.  "I love ribs!"

The group chatted for a few minutes and agreed to go out to the
restaurant Jerry suggested.  They got up and headed to the house,
gathering their clothing before leaving the pool.  Once in the house,
they all made their way to their rooms to get ready.

Still naked, Joanne stood in front of the closet and flipped through
the few things she had brought to Florida.  "I wish I had something
else to wear tonight, Sam.  All of these things are so plain."

Sam stepped behind Joanne, put his arms around her and pulled her
back against his chest.  His hand slowly rubbed her stomach, making a
small circle.  Joanne leaned her head back and rested it against his
shoulder.

"How about that pair of slacks?"  Sam reached out and pointed at a
pair of pants that were hanging in the closet.

"I guess; I wanted to wear a skirt or a dress tonight."  Joanne
twisted her head so she could look at her husband and smiled.  "I
wanted to look sexy for you tonight."

Sam kissed her and said, "You look sexy to me no matter what you
wear, Jo."

Turning in his arms, Joanne hugged Sam and lay her head against his
chest.  "You're so sweet.  Thank you."

"For what?"

"For being you.  For putting up with me for all these years."

Sam's arms tightened around his wife and he kissed the top of her
head.  She pushed her hips against his and felt his penis growing
between them.  In the past, she would have pulled back, but now she
began to move, grinding her mons and tummy against his swelling
member.

"Maybe you could borrow something from one of the other women," Sam
said as he began to move against her.

Joanne looked up, kissed him and replied, "That's a wonderful Idea. 
I'll be right back."

Stepping back, Joanne glanced down and gazed at her husband's
erection.  She took his member in her hand, stroked it a few times
and then bent at the waist and kissed it.  Sam put his hands on her
shoulders and gripped her firmly as she licked the bulbous glans. 
When Joanne took his penis into her mouth and rubbed it with her
tongue, Sam groaned and tried to thrust into her mouth.

Joanne wrapped her hand around his shaft at the base and allowed him
to move his member across her lips.  As he did, Joanne used her
tongue to rub the underside of his throbbing penis.  After a few
moments, she removed her mouth, stood up and grinned.

"You'll have to wait until later, Sweetie.  I'm going to see if Liz
has anything for me to wear."

Sam begged her to continue, but Joanne just chuckled and told him to
be patient.  "I'll be right back, honey.  We can take our shower
together-if you want to."  Joanne reached down and stroked his penis.
"Just don't go playing with this thing; I want it to be nice and hard
for me later."

Sam groaned again and watched his wife as she grabbed a robe and
slipped it on.  Joanne left the room, went to Liz and Jerry's room
and tapped on the door.

"Come in," Jerry said, and Joanne opened the door.

Jerry was standing in the middle of the room still as naked as he
had been all day.  Joanne smiled at him and asked where Liz was.

"She's in the bathroom, Jo.  Go on in."

Joanne pushed the bathroom door open and saw Liz standing with one
foot up on the edge of the tub, using a razor to shave her vulva. 
"Hi, Jo, what's up?"

"I was wondering if you had something I could borrow for tonight,
Liz.  Everything I brought with me is way too conservative for the
way I feel."

Liz grinned and nodded.  "Let me finish shaving my pussy and I'll
show you what I have, Jo."

"Liz, do you ever shave all of the hair off?"

"Sure, sometimes.  Jerry really likes it when my pussy is bald.  He
likes it when I look like a little girl."

Joanne blushed, but only slightly.  She was becoming accustomed to
the way the rest of the group treated subjects that had always been
so unthinkable to her.  She didn't feel any discomfort as she watched
Liz scrape the hair away from her vulva and rinse the razor under the
running water.  Once Liz finished, she applied some lotion and then
headed out to the bedroom.

"Come on, Jo; let's see what we can find.  I'm wearing a sundress
tonight and I think I have something you'll like."

Liz opened the closet, pulled out a short wrap-around skirt and
handed it to Joanne.  "Do you need a top too?"

"If you have something that matches this skirt," Joanne replied,
holding the light print skirt to her waist and looking at the length.

Liz took a tank top and short jacket from the closet and showed it
to Joanne.  "I usually wear this with the skirt."

Joanne took the items from Liz and matched them to the skirt.  She
nodded and looked up at her friend.  "I love it, Liz.  It may be a
bit young for me, but I want to wear it if it's okay with you."

"Hey, watch how you talk!  I'm older than you are and I wear the
outfit."

"I know, sorry."  Joanne started to leave, but Liz stopped her.

"Wait a minute."  Liz went to her dresser, opened a drawer and took
out a pink and black lace thong.  "If you're going to dress sexy, you
may as well go all the way."

Joanne took the tiny garment and smiled.  "I wish I had a sexy bra
to go with them."

Liz reached out with both hands and cupped Joanne's breasts.  "You
don't need a bra with these great tits, Jo."

Joanne shook her head and said, "I've never gone out without a bra,
not since I grew boobs."

"Yeah, yeah, and you never sucked a cock or let another woman touch
you and never went naked in front of other people and …"

Joanne laughed and said, "Okay, I get your point."

After thanking Liz, Joanne went back to her room and put her outfit
on the bed.  Sam was in the bathroom shaving when she joined him. 
When he was finished, they both got into the shower.  As they washed
each other, Sam kept touching her breasts and crotch.  Joanne let his
hands linger for a moment and then made him stop, telling him to wait.

Joanne washed Sam's genitals with her soft soapy hands.  He made no
attempt to stop her as she fondled him.

"Sam, how would you feel if I shaved all my pubic hair off?"

"I don't know, why?"

"I was just trying to imagine how I would look, that's all."

"Then do it, Jo.  If you don't like it, it'll grow back."

Joanne looked into her husband's eyes and smiled.  "Would you do it
for me?"

Sam grinned and nodded his head.  Joanne stepped back and watched
her husband get the shaving cream and razor.  He knelt in the tub and
rubbed his fingers through her trimmed hair before applying the
shaving cream to her mons.  Carefully, Sam used the razor to remove
all of the soft curls from her pubic mons.  Joanne lifted her leg,
placed it on the edge of the tub and steadied herself against the
wall.

"Do it all, Sam."  Joanne placed one of her hands on his head and
rubbed his wet hair.

Being as careful as he could, Sam shaved the hair from her vulva. 
Once he was finished, he stared at her hairless crotch and felt his
penis throbbing.  He took the showerhead off the hook, pointed the
spray at Joanne's crotch, using his fingers to wash away the
remaining shaving cream.  Once she was rinsed, Sam leaned forward and
kissed her mons.

They got out of the shower and dried themselves in silence.  Joanne
thought about how she looked as she started at her reflection in the
mirror and decided she liked the new look.  Taking a bottle of lotion
from the counter she handed it to Sam and chuckled.

"I wouldn't want to have any razor burn, you better put some of this
on my-my pussy."

Sam took the lotion from his wife, put some in his right hand and
rubbed it over her crotch.  He kept his eyes locked with hers as he
moved his hand very slowly.  He was a little shocked at Joanne's use
of the word for her sex, but found it exciting.

Joanne put her hands on Sam's shoulders, opened her legs and sighed
as his hand stroked her.  "That feels so nice, Sam.  I really love
the feel of your hand on my pussy.  Does it bother you if I say that,
Sam?"

"No."

"Good, I'm going to call my vagina my pussy from now on-and I'm
going to call your penis a cock.  I like the word cock, it makes me
feel so naughty when I say it."  Joanne knelt down, wrapped her hand
around his penis and looked at it.  "Cock, cock, cock, I love your
cock."

Joanne kissed his member and then stood up.  "Sam, am I turning into
a slut?  I don't know what's come over me."

"No, honey, I don't think you're turning into a slut.  I think that
you're discovering yourself and it's foreign to you, I know it is to
me.  Don't get me wrong, I love the change.  I love the way you're
coming out of your shell and finding out there are other things in
life, things you may have not understood or thought were abnormal.  I
find myself looking at things in a whole new light."

Joanne thought about what Sam said and found she agreed with him. 
Even though she had spent her life to date as a sexual prude, Joanne
had fantasies.  She read some steamy novels in the past and
remembered how the love scenes seemed unbelievable.  Now, after a
couple of days with the carefree group she was staying with, she
realized that not only were the descriptions on the pages possible,
she wanted to experience them for herself.

Throwing caution to the wind, Joanne began fondling Sam's penis.  It
quickly grew from its semi flaccid state to a full erection.  Once
his member was throbbing in her hand, Joanne turned her back to Sam
and grabbed the sink counter.  Leaning forward, she spread her legs
and glanced back at her surprised husband.

"Sam, please don't hate me, but I need you to fuck me, I need you to
fuck me now."

Sam stepped behind his wife, gripped his penis and started rubbing
it against Joanne's labia.  She was already wet and her juices coated
his glans.  Sam positioned his member at her entrance, pushed forward
and slid into her depths.  Joanne moaned as her husband filled her
and she began to push back.

Gripping her hips, Sam began to slam into Joanne.  His hips slapped
against her upturned bottom and she grunted each time he was
completely in her.  Removing one of her hands from the counter,
Joanne took Sam's right wrist and guided his hand around her.

"Touch me, Sam.  Rub my clit while you fuck me hard."  Joanne's
words came out as series of sharp grunts as Sam kept up his movement.

Sam found Joanne's clitoris and pressed his finger against it. 
Joanne let out a muffled cry and wiggled against the digit that was
exciting her.  When he began to pinch at her clitoral nub, Joanne
started to speak incoherently.  Sam couldn't understand what she
said, but he felt it had something to do with what he was doing to
her.

"Oh, God yes!  Pound your big cock in my pussy, Sam!  Make me cum,
use me!"

Sam increased his motion as Joanne continued to grunt and push back.
For Joanne, sex had been a thing she did to please her husband for
the most part, but today it was for her.  She wanted to feel the
passion she had suppressed for the years since reaching puberty,
since becoming a wife.

Joanne felt her stomach muscles tighten and her legs begin to quiver
as Sam slammed into her.  He was close to ejaculating, but tried to
hold off until his wife was sated.  Joanne moaned while he penetrated
her and rolled her clitoris between his finger and thumb.  When her
orgasm rocketed through her body, Joanne's legs began to shake and
she found herself supported by her husband's penis and the hand
around her waist.  She thrashed her head from side to side as her
vagina convulsed around Sam's member.

Sam began to cum, sending his semen into his wife's contracting
vagina.  His juices melded with hers and the sound changed from
slapping to squishing.  Thick semen ran down Joanne's legs as Sam
tried to keep moving.  Finally, he collapsed against Joanne's back
and reached for the counter to keep from falling.

They remained against the counter for a few moments, both of them
panting.  Joanne found enough strength to turn around and wrap her
arms around her husband's neck.  Sam looked into the glazed eyes and
smiled.

Joanne kissed Sam and chuckled.  "I think we need to take another
shower, baby."

Sam nodded and let her go so they could get back into the tub. 
Joanne turned on the water, starting with the cold and they both
yelped as the chilled water cascaded over them.  Sam reached around
Joanne and turned on the hot water so they wouldn't freeze.

As they quickly washed, Joanne started to giggle.  "Sam, I really
like the way we've made love in the past, but that was the best
fucking you ever gave me."

"I have to admit, that was the first time I've ever done anything
like that, Jo."

Joanne grinned.  "It better not be the last, buddy.  I want you to
make love to me and to fuck me any and every way we can think of."

Sam laughed.  "Yes ma'am, anything you say."

The two of them finished in the shower and then went to get dressed.
Joanne looked at the clothing on the bed and decided to surprise her
husband.  Picking up the clothing, she concealed the thong and went
into the bathroom before Sam knew what happened.  She took her time
getting dressed and then came out to show him how she looked.

"Well, do you like what I plan to wear tonight?"

Sam looked at his wife, starting from her head and letting his eyes
drift down.  He paused at her chest and stared at her un-haltered
breasts before gazing down at the short skirt she wore wrapped around
her waist.  As he stared in awe, Joanne untied the skirt and revealed
the lacy thong to him.  Sam stepped toward her, but Joanne stepped
back and covered herself, retying the skirt.

"Now, now, Stud, you've had enough for now.  You'll have to wait
until we get back from dinner."

Sam laughed and took Joanne in his arms.  He hugged her, gave her a
kiss and then looked into her eyes.  "What am I going to do with you,
Jo?"

"Love me, Sam, just love me."

"I will, forever."

After a passionate kiss, they left the room to join the rest of the
group.  When Joanne and Sam walked into the living room, Marge began
to laugh.

"We were about to leave without you two.  I was going to bring you a
doggy bag and just toss it into the bedroom," Marge said jokingly.

Joanne felt her cheeks warm, but Liz came to her rescue.

"Leave the newlyweds alone.  I know how it feels to discover new
things and new feelings," Liz said.

"Let's go eat," Don said.  "The kids are out in a van waiting for us."

The adults left the house, got into the other van and headed for the
restaurant.  Jerry drove and Liz sat up front with him.  Jack
followed close behind the van, making sure he didn't get separated
from them.

When they arrived at the restaurant, Jerry told the woman at the
counter they had a reservation.  He gave her his name and the group
was led to a room off the main dining room.  They all sat at the two
long tables that were ready for them, the teens at one and the adults
at the other.

During dinner, Sam found it hard to keep his hands off Joanne's leg.
She would let him stroke her thigh, but always stopped him when he
ventured too close to her crotch.

"Did you kids work everything out with, Jeri?" Don asked as he
turned around and looked at his son and daughter.

"Yes, Jeri and April accepted the offer.  They want to know when the
house will be ready," Kim replied.

"I don't know how long it's going to take, Kim.  There is a lot to
do.  Your mother has to find a decorator and we need to find a
contractor to do the work.  Maybe in three or four months," Don said.

Liz heard Don and glanced at Joanne.  She thought for a moment,
trying to remember something she'd heard in the past.  Finally, Liz
turned to Joanne and tapped her on the shoulder.

"What did you get your degree in, Jo?" Liz asked.

"Interior decorating, but I never really used it.  I've done our
house and a few friends homes, but never found a job in the field. 
Why do you ask?" Joanne replied.

"Just a thought, Jo, just a thought," Liz said.  "Where are you
working now?"

"I'm working at a furniture store, Liz.  I'm in sales," Joanne told
her.

Liz turned around and got Don's attention.  "Don, Jo went to school
for interior decorating.  Maybe you and could hire her to do the
house."

"Really, Jo?  You're a decorator," Anne said.

"Well, that's what my degree is in.  I'm a salesperson at a
furniture store right now.  After I graduated, I couldn't find a job
as a decorator and working in the store is the next best thing.  I
get to work with people and help them find the furnishings they want
for their homes," Joanne said.

Sally overheard her mom and twisted in her chair.  "Could you help
us with the yacht?  We want to do it in an oriental theme, Japanese."

"I'd love to give you guys a hand, Sally," Joanne said.

"If you're going to be coming down to work on the yacht, you may as
well do the new house too," Marge said.  "We're thinking about
something art deco."

"I could help as long as I can get some time off work," Joanne said.

"Nonsense, quit your job and do what you were trained to do," Marc
told Joanne.  "I think Bob and Dianne could use some help at the golf
course too."

Joanne became excited at the idea and turned to Sam.  "Do you think
we could afford it, Honey?  Could I quit working at the furniture
store and decorate full time?"

Without a moment's hesitation, Sam nodded his head and said, "Yes,
Jo.  We'll find a way to do it if that's what you really want."

"What do you mean, Sam?  Jo has been a decorator for ten minutes and
she already has three clients."  Marge looked at Joanne and smiled. 
"Just let us know how much you'll need for a retainer and I'll make
sure our money manager writes you a check."

The adults laughed and then Anne said, "Yeah, and if he doesn't, you
can cut him off."

Joanne chuckled and shook her head.  "I don't think I could do that,
Anne, not anymore."

The women all shifted their seats so they could sit closer together.
Kim, Sally, Lisa and Megan joined them and they began talking about
the different ideas they had.  Marge and Anne talked about the house
while Kim and Sally tried to tell Joanne about their ideas for the
yacht.  Megan and Lisa joined in, giving their opinions.  The men sat
at the other table and listened to the tireless drone.

Marc finally got up and said, "Let's go back to the house, it's
getting late."

Jerry paid the bill and the group left the restaurant.  Like on the
ride there, the adults rode in one of the vans and the teens in the
other.  When they arrived at the house, they all went inside.  Don
offered the adults after dinner drinks and began filling glasses as
they shouted out their orders.  Sam came over and gave Don a hand,
carrying the drinks to those who ordered them.

The teens went to the recreation room and found a movie to watch. 
Kim and Paul cuddled together on the floor while Sally and Brad sat
on one of the couches.  Across from Sally and Brad, Lisa and Megan
sat next to one another with Jack and Tom at their sides.  Jack
reached up and turned off the lamp, leaving the television as the
only source of light in the room.

"Are you excited about tomorrow, Kim" Paul asked.

"Yeah, I'm real excited.  It isn't everyday you get to buy a yacht,"
Kim replied.  "I wonder what we'll have to do tomorrow."

"Probably just sign some papers or something.  That and tell the
boat company what we want to name the yacht," Tom said.  "Are we all
sure that we want to call her Tomiko?"

Jack put his hand on Megan's leg and gave it a squeeze.  "I'm sure. 
I like the name."

"So do I.  I think it sounds cool," Tom said.

"Okay then, it's settled," Sally said, "Tomiko will be the name of
our new yacht."

"How do you guys feel about Mrs. Mitchell helping with the
decorating?" Lisa asked.

"I think it's a good idea," Jack replied.  "We can use all the help
we can get.  I guess we'd have had to hire someone anyway and having
someone we know is better than a stranger."

Megan smiled at Jack.  "You know, your parents did it again, Jack,
they made someone's dream come true.  I over heard Mr. and Mrs.
Mitchell talking on the way out of the restaurant and she said that
it was the chance of a lifetime.  I know I'll want to work in my
field after I get my degree."

"What's really cool is how your parents give people opportunity
rather than just money," Lisa said.

"Our parents and our aunt and uncle would have to pay someone
anyway," Kim said.  "I guess they just feel good when they can help
their friends."

The teens watched the movie and talked among themselves for an hour.
Sally and Brad were kissing each other and giggling.  Finally, Sally
got up, took Brad's hand and pulled him to his feet.

"We're going to bed," Sally announced.

"Are you tired, Sally?" Kim asked as she watched her cousin and Brad
head toward the door.

Sally looked over her shoulder, grinned and replied, "Nope, horny." 
She pulled Brad out of the room and led him to the room they'd been
sharing.

The teenage couples began to leave the recreation room until only
Megan and Jack remained.  They snuggled on the couch watching the end
of the movie and then went to bed.

In the living room, the adults sat on the couches and talked about
the things they wanted to do during their last couple of days in
Florida.  The women discussed the shopping trip they planned for the
next day and the men tried to figure out a way to get in another
round of golf.  At midnight, they all decided to call it a day and
headed off to their rooms.

The house became active early in the morning.  Marge and Anne were
the first to get up and head to the kitchen.  Rosa greeted them and
offered the two women fresh coffee.

"How was your day off, Rosa?" Marge asked as she accepted a cup of
coffee from the woman.

"It was wonderful, Mrs. Graham.  I don't get to spend many holidays
with my family.  You all are very generous," Rosa replied.

Marge and Anne went to the dining room, sat at the table and drank
their coffee.  A few minutes later, Liz and Dianne came in and joined
them.

"I wonder how Joanne's night was," Liz said.  "I know she was very
excited about being able to decorate for you."

Anne laughed and said, "Maybe she and Sam celebrated-if you know
what I mean."

Joanne heard Anne as she walked into the dining room and took a
seat.  Her face was aglow and she was smiling from ear to ear.

"Sam and I did," Joanne said.  "I need to get home so I can get some
rest.  Sam and I have made love so many times, I'm getting a little
tender-you know, down there."

Liz chuckled and said, "Just roll over, Jo.  When the front door is
broken, use the backdoor."

Joanne laughed and shook her head.  "Liz, you never cease to amaze
me.  Just about the time I thought I'd heard everything, you manage
to shock me.  I must admit, it doesn't shock me like it did the first
couple of days."

Anne looked across the table and smiled at Joanne.  "When do you
think you can get started helping us with the new house, Jo?"

"I have to give the furniture store two weeks notice.  After that, I
can start full time.  Until then, we can begin getting some ideas,"
Joanne said.  "I don't know how to thank you guys for this
opportunity."

"Just do a good job, Jo," Marge said.

"I will, Marge.  I still feel like this is all a dream.  Over the
past few days my life has changed so much that I'm having trouble
believing I'm really me."  Joanne grinned.  "I think Sam is enjoying
the changes in me.  He is so cute and loving all the time now."

"Funny how that works, isn't it?  One minute they hardly notice you
and then they can't keep their hands or eyes off you.  Surprising
what a little sex will do for a girl," Liz said.  "The thing I love
is how much control I have now.  When Jerry and I make love, or just
plain fuck, he's like putty in my hands."

The five women laughed.  Don and Marc came into the room, poured
coffee from the carafe Rosa had left on the table and joined the
women.  When Sam and Jerry came in, the men began talking about the
meeting they had with Harry Shockley at Bowman Yachts.

The rest of the group came into the dining room and waited for Rosa
to serve breakfast.  After eating, the girls helped clear the table
while the adults went to get dressed.  At nine o'clock, everyone was
dressed and ready to go.

Don, Marc and their children, along with Jerry and Sam, took one of
the vans and headed to the meeting.  The women, including Lisa and
Megan took the other van and began driving to West Palm to go
shopping.  Bob, Brad and Paul took Sam's rental car and headed for a
golf course Bob wanted to play and check out for ideas.

After the meeting at Bowman Yachts, the group was planning to meet
the women in West Palm for lunch and another walk-through at the new
house.

Don pulled the van into the parking lot of Bowman Yachts, parked and
got out.  The rest of the group also exited the van and stretched. 
Kim and Sally bounced on the balls of their feet, unable to control
their excitement.  They all went up the steps of the office building
and into the lobby.

Harry Shockley was in the lobby, awaiting the arrival of the teens
and their fathers.  After introductions and shaking hands, Harry led
the group to a conference room and offered them sodas and coffee. 
Harry's attorney joined the meeting to make sure Bowman Yachts was
represented.

Once everyone that wanted something had their beverage, the meeting
got started.  Harry began by asking if the sea trial had gone okay
and Jack told him it went great.  There was a knock on the conference
room door and the receptionist opened the door and let Jeri and April
into the room.

"Sorry we're late," Jeri said.  "April and I were going over a few
things with the engineer."

"Hello, Jeri," Harry said.  "I haven't seen you in over a year, not
since you took delivery of that eighty footer."

"Hi, Harry.  You'll be seeing a lot more of me.  I have been hired
as the captain for the yacht.  April is also going to be working on
her," Jeri said.

Jerry opened his attaché case, pulled out a thick manila folder and
placed it on the table in front of him.  Sam opened a portfolio and
flipped through several pages before he found what he was looking for.

"First of all," Jerry said.  "I want you to know that the yacht is
owned by Jack, Tom, Kim and Sally.  They will be responsible for
everything that is done during the completion and delivery.  Because
they have very little experience, I will be assisting them."

Harry nodded.

"Second, we have agreed on the price and terms of the transaction,
but I'd like to spend a few minutes going over them.  I have
contacted the bank that is funding the project and reached an
agreement with them.  Once the documents are signed, you will be free
of any liability regarding the note, Harry.

"As we agreed, I have negotiated with the man that ordered the yacht
and have come to terms with him regarding his investment.  Jack, Tom,
Kim and Sally will own the yacht and lease it to the business.  We
will give you a check for two million five hundred thousand dollars. 
Is everything okay so far, Harry?"

"Yes, everything is as we agreed," Harry replied as he followed
along on a copy of the document Jerry had provided for him.

"Great, the next item is the yacht's completion.  As I said earlier,
Jack, Tom, Kim and Sally will be taking care of overseeing the work
and making any changes necessary.  They will come down a couple times
a month and meet with you and Jeri.  Are there any questions so far?"
Jerry asked. 

Harry looked at his attorney and when the man shook his head, Harry
said, "Not yet.  Oh, I have one question, what are you going to name
the yacht?  We have to get the documentation process started."

"Tomiko," Kim and Sally said at the same time.

Harry chuckled and nodded.  "How do you spell that?"

Kim spelled the name they had chosen while Harry carefully printed
it on a form.

"Where will the home port be?" Harry asked.

"I don't know," Jack said.  "We haven't thought about that yet. 
When do we have to decide? 

"You can decide anytime you want to, Jack, but we can't document the
yacht until you decide," Harry told him.

Jack looked at his sister and two cousins.  "Well, we can make it
Michigan or Florida.  What do you guys think?"

Sally turned to Jeri and asked, "What do you think?  Which would be
better for the charter business?"

"I don't really think it matters, Sally.  I guess it depends on
where the yacht will be most of the time," Jeri replied.

"That makes sense.  I think we should pick Florida," Sally said.

"I agree with Sally," Tom said.

"Are there any tax advantages to picking one over the other, Jerry?"
Don asked.

"No, not really," Jerry replied.  "The way we're booking the asset
will allow us to avoid most tax issues.  You can make either one the
home port."

Both Jack and Kim nodded and it was decided that the yacht would
call West Palm Beach her homeport.  Harry finished filling out the
document and pushed it across the table for the teens' signatures.  

Over the next hour, Jerry went over each document, explaining what
they were for and had them signed by Jack, Tom, Kim and Sally.  Harry
also signed, completing the process.  Once everything was signed and
notarized by the receptionist, everyone got up and shook hands.

"I look forward to working with all of you," Harry said.

"Mr. Shockley, how long do you think it will take to finish Tomiko?"
Sally asked.

"It depends on how many changes you make to her, Sally.  I would
guess we could have her ready in a couple of months if there are
limited changes.  If there is anything major, it will take longer,"
Harry replied.  "When you request a modification, we will create a
change order.  Once the order is approved, we'll give you a new
completion date if necessary."

Jerry took a piece of paper out of his attaché and handed it to
Harry.  "This is a letter of credit from our bank.  It's for five
hundred thousand and you can draw against it for any approved
changes."

Harry reviewed the letter of credit, nodded and handed it to his
attorney.

Jack asked Tom, Kim and Sally to come with him to the other end of
the room and said, "Should we give Jeri the authority to approve
changes up to a certain amount?  Say ten thousand dollars?"

"I think so," Tom said.  "It would make things go faster if she
could.  What do you think Sally?  Kim?"

"I agree," Kim said.

"Me too, but I think she should call us first so we can keep track
of the money," Sally offered.

The teens agreed and went back to the group.  Jack explained what
they decided and Harry's attorney drafted a document giving Jeri the
required authority.  After Jerry reviewed the document, Harry took
the draft out to the receptionist to be typed and copied.

Jack looked at the wall of the conference room and asked, "Who are
the kids in the pictures with the fish?"

"That's my son Eddie, my daughter Jenny and their friends, Brad and
Kathy.  They fish tournaments for billfish," Harry said proudly.

"Wow, that's cool!  I'd love to do that someday," Kim said.  "We
should have one of those fishing chairs put on Tomiko."

"You certainly can have a fishing chair installed if you want to,
but a yacht that size isn't really designed for fishing.  You can
fish off of her, but not for tournaments, not easily," Harry said. 
"Maybe you guys could join my kids on one of their trips, they do
very well."

"Are your kids the ones that fish Lady Guinevere?" Jeri asked.

"Yup," Harry said.

"I never put two and two together," Jeri said.  "They're becoming
famous around the bill fishing community.  I read about them all the
time."

Harry felt his chest swell as Jeri talked about his children.  He
couldn't help smiling.  "I'm very proud of them and their friends. 
They have really taken to that type of fishing, not to mention
introducing it to a lot of kids their age."

"That's an understatement," Jeri said.  "I read in the club news
letter that participation by the member's children is higher than it
ever has been.  I also have read they are responsible for other clubs
starting youth divisions."

Harry could only nod as he felt his throat tighten.  He knew his
children were known in the fishing community, but not to the extent
Jeri was relating.

"Do you really think they would take us fishing?" Jack asked.

"Yes, I'm sure," Harry said.  "Just let me know in advance and I'll
arrange it."

"Thanks, Mr. Shockley, we will," Jack said.

"Jeri, we're all going to go to the new house, the kids haven't seen
it yet.  Would you and April like to join us?" Don asked.

"Yes, we'd love to," Jeri replied.  "I have a few items to review
with the foreman and engineer first.  April and I will meet you
there, if that's okay."

"That'll be fine, Jeri.  We'll probably have lunch first, let's say
two hours or so," Don said.

Jeri and April agreed to meet the group at the house.

It was almost noon when the group said their goodbyes.  Jeri and
April went to the shed to finish going over a few things with the
foreman and the engineer.  Don, Marc and the rest of the group got
into the van and left for West Palm to meet the women.

As soon as Don drove the van away from the yard, Jack, Tom, Kim and
Sally began whooping and hollering.  They gave each other high-fives
and then hugs.  Don, Marc, Jerry and Sam laughed at the teens'
excitement.

Sally leaned close to her brother, covered his crotch with her hand
and whispered in his ear, "I'm so happy, Tom.  I can't wait until we
can celebrate properly."  Sally rubbed her hand over his expanding
penis and giggled.

Kim noticed what her cousin was doing and, not to be outdone, she
began to rub Jack.  When her brother looked at her, Kim took his
hand, pulled it under her short sundress and pressed it against the
gusset of her panties.  She kissed his ear and whispered, "I want
you."

With one eye trained on the men in the front seats of the van, the
teens fondled each other.  After a few moments, they stopped and sat
back against the long bench seat.

Kim and Sally glanced at one another and began to giggle.  Kim
leaned close to her cousin and whispered; "Two weeks and we'll have
them all to ourselves."

Sally grinned and nodded her head.  When Jack asked what they were
talking about, Kim smiled and put her mouth to his ear.

"Sally and I were just thinking about when we get to come back to
Florida in a couple weeks.  We can't wait to get you and Tom alone." 
Kim kissed her brother's ear and pulled her mouth away.

"Wow, I can't believe we really own Tomiko," Tom said.  "This is
going to be great!  I hope it doesn't take too long to finish her."

"The yacht will be finished before you know it," Marc said.  "Just
don't forget about your responsibilities.  This isn't something that
will take care of itself.  You kids have to stay focused on your new
business."

"Shit!" Tom said, and then covered his mouth, realizing what he
said.  "I wanted to get some more pictures of the yacht."

"You guys can go back tomorrow if you want to," Don said.

"Cool," Tom said.

"Jack, you should take your video camera too," Kim said.  "That way
we can make a video of the yacht to review and keep track of the
progress."

"That's a great idea, Kim.  We'll take it tomorrow and make the
video," Jack said.  "Dad, when is our flight home?"

"The day after tomorrow, Jack.  We have a two o'clock flight," Don
replied.

Don drove down the main street in the shopping district the women
were planning on visiting.  He spotted their van, found a parking
place and pulled in.  They group got out of the van and looked up and
down the street, trying to decide where the woman may be.  Realizing
their wives could be in any one of the shops, the group sat down at a
sidewalk café and ordered soft drinks.

While they looked up and down the street, Kim took her cell phone
out of her purse and called her mom.  When Marge answered, Kim told
her where they were waiting.  After hanging up, Kim glanced at her
father and saw him shaking his head.

"How did you get so smart, Kim?" Don asked.

Kim gave him a toothy grin and replied, "From you, Daddy."

After waiting for half an hour, Jack spotted the woman and stood up
to wave at them.  They came over, all of them carrying shopping bags,
and joined Don and the rest of the group.  Joanne was grinning from
ear to ear as she sat on Sam's legs and kissed his cheek.

"I hope you don't get mad at me, Sam, but I kind of went overboard,"
Joanne said and then kissed him again.  "I completely replaced my
lingerie.  When we get home, I'm going to throw all of my old things
away."

"Can I see in your bag, Jo?" Sam asked as he reached for one of the
laden bags.

Joanne grabbed the bags and held them closed.  "Later, Sweetie, I
want to put on a little fashion show for you-in private."

"Okay, I guess I can wait," Sam said.  "Are you guys hungry?  I'm
starved!"

The group decided that they all wanted lunch, got up and left the
café.  They walked down the street, found a restaurant and went in. 
The host had them wait while tables were moved together so they could
all sit as a group.  Once seated, they looked at the menu and made
their selection.  During lunch, Jack, Tom, Kim and Sally prattled on
about the yacht and the morning meeting.

Lisa and Megan sat side-by-side and listened to Tom and Jack.  They
could see how excited the two boys were about the yacht; however,
they also felt a bit jealous.  Not about the yacht, but how close it
was bringing the siblings together.  Megan put her hand under the
table, placed it on Lisa's leg and rubbed it gently.  When Lisa
looked at her, Megan smiled and winked.  Lisa put her hand on Megan's
and winked back.

Leaning close to Lisa, Megan whispered, "I want to make love to you."